Last Updated: 07/28/2025
Singing River FCU Visa® Personal Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
10.99% - 17.99%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
N/A(Verified 11/10/2023)
Credit Score Range
N/A
Annual Fee
$0
Singing River FCU Visa® Personal Credit Card Review
This is a rewards card issued by Singing River Federal Credit Union. If you're wondering whether Singing River FCU Visa® Personal Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Singing River FCU Visa® Personal Credit Card has a fixed purchase APR that ranges from 10.99% up to 17.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
Pros & Cons of Singing River FCU Visa® Personal Credit Card
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Singing River FCU Visa® Personal Credit Card FAQ
Does Singing River FCU Visa® Personal Credit Card have a cash back or rewards program?
Singing River FCU Visa® Personal Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Singing River FCU Visa® Personal Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Singing River FCU Visa® Personal Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Singing River FCU Visa® Personal Credit Card benefits?
Singing River FCU Visa® Personal Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Singing River FCU Visa® Personal Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Singing River FCU Visa® Personal Credit Card has a fixed purchase APR that ranges from 10.99% up to 17.99%. Singing River FCU Visa® Personal Credit Card does not offer balance transfers.
Does Singing River FCU Visa® Personal Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Singing River FCU Visa® Personal Credit Card does not offer balance transfers.Does Singing River FCU Visa® Personal Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 3.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 3.99% on qualified purchases for a period of 6 months.
What are the fees for Singing River FCU Visa® Personal Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Singing River FCU Visa® Personal Credit Card?
The customer service number for Singing River FCU Visa® Personal Credit Card is (228) 475-9531.
What is the support contact email for Singing River FCU Visa® Personal Credit Card?
The support contact email for Singing River FCU Visa® Personal Credit Card is market@srfcu.org.
What is the login page for Singing River FCU Visa® Personal Credit Card?
You can access the login page of Singing River FCU Visa® Personal Credit Card here.
How do people rate the customer service and user experience of Singing River FCU Visa® Personal Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Singing River FCU Visa® Personal Credit Card report your account activity to credit bureaus?
Yes, Singing River FCU Visa® Personal Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Singing River Federal Credit Union perform a hard credit pull?
Yes, Singing River FCU Visa® Personal Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Singing River FCU Visa® Personal Credit Card
- Visit the website of Singing River FCU Visa® Personal Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed