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Last Updated: 04/18/2025

Southeast Toyota Finance

in Auto Loans from World Omni Financial Corp

Last Updated: 04/18/2025

Southeast Toyota Finance logo
Strongly not recommended8 total votes
8 users don't recommend

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Highlights

Community Rating

Strongly not recommended

Amount Range

N/A

APR (Fixed APR)

Starting at 0%(Verified 06/21/2024)
Disclaimer popup with additional information

Credit Score Range

610 - 850

Loan Term (Months)

12 - 84

Number of Reviews

8
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Southeast Toyota Finance Review

Southeast Toyota Finance is offered by World Omni Financial Corp, a financial services company founded in 1981 and based in Deerfield Beach, FL. Southeast Toyota finance are available in 5 states.

Southeast Toyota finance FAQ

What APR does Southeast Toyota finance offer on its car loans?

Southeast Toyota finance offers a fixed apr car loan product that ranges from 0% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Southeast Toyota finance?

Southeast Toyota finance has car loans with terms ranging from 12 to 84 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Southeast Toyota finance charge an origination fee?

Yes, Southeast Toyota finance may charge a loan origination fee .

Does Southeast Toyota finance charge a late fee?

Yes, Southeast Toyota finance charges borrowers with a late payment penalty fee

Does Southeast Toyota finance charge prepayment fees?

Yes, Southeast Toyota finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Southeast Toyota finance loan?

Yes, you can. However, Southeast Toyota finance charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Southeast Toyota Finance?

Applicants with a credit score of at least 610 and up to 850 may be eligible for Southeast Toyota Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Southeast Toyota Finance does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Southeast Toyota Finance.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • U.S. tax identification number

Does Southeast Toyota Finance report your account activity to credit bureaus?

Yes, Southeast Toyota Finance reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does World Omni Financial Corp perform a hard credit pull?

Yes, Southeast Toyota finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is World Omni Financial Corp a legit company?

World Omni Financial Corp was founded in 1981, it is a well-established company that has been in business for 45 years. Southeast Toyota Finance is strongly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Southeast Toyota Finance logo

Message from Southeast Toyota finance

Not sure if you want to lease or purchase your next new Toyota? There is no right or wrong answer, it really depends on your lifestyle or personal preference.

Contact

Headquarters

190 Jim Moran Blvd
Deerfield Beach, FL 33442
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:00AM - 6:00AM
Tuesday
8:00AM - 6:00AM
Wednesday
8:00AM - 6:00AM
Thursday
8:00AM - 6:00AM
Friday
8:00AM - 6:00AM
Saturday
Closed

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SuperMoney Net Recommendation Score

SuperMoney users don't recommend this product, giving it a user recommendation score of -100, or 1 on a 5-point rating scale.

-100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Southeast Toyota Finance Community Reviews

Would you recommend Southeast Toyota Finance to your friends?

AM

Andres M.

Aug 7, 2023

May or may not recommend

I WOULD NOT RECOMMEND TO DO BUSINESS WITH Southeast Toyota Finance Auto Loans Immediately after purchasing the car in Florida I needed to move to a different state for work. Since the DMV in that state required a copy of the title to register my car, I contacted Southeast Toyota Finance. IT HAS BEEN ALMOST 4 WEEKS since I contacted them (July 13th) and I spoke with Derrick as first. He ...Show More
DR

Dan R.

May 19, 2022

May or may not recommend

bought a tacoma with a loan from the bank . al hendrickson messed up the paper work and southeast repoed it ,been making double payments , the error was corrected and they told Speacialized Towing to bring it back ,they never did all I got was an apology
MS

Margaret S.

Mar 3, 2022

May or may not recommend

My biggest issue is with their website, which is where you make your payments! I had autopay set up and SETF randomly and without notice canceled my autopay. Then they started harrassing me by phone while I worked and labeled me 'delinquent' in America's wonderful credit bureau worlds! When in reality, this is a SETF problem! What is allowed in our great country now is perverted capitalism like this. It's ...Show More
CG

Christina G.

Dec 10, 2021

May or may not recommend

Everyone is always so rude when you call. Also, when setting up automatic payments, it never worked therefore causing late fees which they make you pay! It’s ridiculous! Will never suggest to anyone and will never go back!
HS

Heather S.

May 12, 2021

May or may not recommend

I wanted to buy a car with most of it paid for. Just wanted a few months to keep up my credit score. Anyway, got the loan (I had an over 800 credit score). Paid $18500.00 when I got the bill for the first month, then was going to pay a few months til paid off. I really wish I just would have paid cash IN FULL to begin ...Show More
LC

Lane C.

Oct 19, 2020

May or may not recommend

Worse customer service, after all the paper work are done, you're on your own even when they make a mistake on your paper work they don't care. I told all of my family and family not to finance with this irresponsible company
Anthony G. avatar image

Anthony G.

Jan 22, 2020

May or may not recommend

First of all my 2019 4runner is uncomfortable and terribly slow and already a fuel pump recall they do not have a remedy to yet per Asheville Toyota. The automated phone payment system is also terrible.
Santhanakrishnan J. avatar image

Santhanakrishnan J.

Sep 3, 2019

May or may not recommend

They charge more interst rates even for those with great credit scrore.

Showing 8 of 8 reviews

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