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Last Updated: 04/18/2025

Southeast Toyota Finance

in Auto Loans from World Omni Financial Corp

Last Updated: 04/18/2025

Southeast Toyota Finance logo
Strongly not recommended8 total votes
8 users don't recommend
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Highlights

Community Rating

Strongly not recommended

Amount Range

N/A

APR (Fixed APR)

Starting at 0%(Verified 06/21/2024)
Disclaimer popup with additional information

Credit Score Range

610 - 850

Loan Term (Months)

12 - 84

Number of Reviews

8
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Southeast Toyota Finance Review

Southeast Toyota Finance is offered by World Omni Financial Corp, a financial services company founded in 1981 and based in Deerfield Beach, FL. Southeast Toyota finance are available in 5 states.

Southeast Toyota finance FAQ

What APR does Southeast Toyota finance offer on its car loans?

Southeast Toyota finance offers a fixed apr car loan product that ranges from 0% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Southeast Toyota finance?

Southeast Toyota finance has car loans with terms ranging from 12 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Southeast Toyota finance charge an origination fee?

Yes, Southeast Toyota finance may charge a loan origination fee .

Does Southeast Toyota finance charge a late fee?

Yes, Southeast Toyota finance charges borrowers with a late payment penatly fee

Does Southeast Toyota finance charge prepayment fees?

Yes, Southeast Toyota finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Southeast Toyota finance loan?

Yes, you can. However, Southeast Toyota finance charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Southeast Toyota Finance?

Applicants with a credit score of at least 610 and up to 850 may be eligible for Southeast Toyota Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Southeast Toyota Finance does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Southeast Toyota Finance.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • U.S. tax identification number

Does Southeast Toyota Finance report your account activity to credit bureaus?

Yes, Southeast Toyota Finance reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does World Omni Financial Corp perform a hard credit pull?

Yes, Southeast Toyota finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is World Omni Financial Corp a legit company?

World Omni Financial Corp was founded in 1981, it is a well-established company that has been in business for 45 years. Southeast Toyota Finance is strongly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Southeast Toyota Finance logo

Message from Southeast Toyota finance

Not sure if you want to lease or purchase your next new Toyota? There is no right or wrong answer, it really depends on your lifestyle or personal preference.

Contact

Headquarters

190 Jim Moran Blvd
Deerfield Beach, FL 33442
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:00AM - 6:00AM
Tuesday
8:00AM - 6:00AM
Wednesday
8:00AM - 6:00AM
Thursday
8:00AM - 6:00AM
Friday
8:00AM - 6:00AM
Saturday
Closed

Other Services by World Omni Financial Corp