Question 1

What APR does Sun Pacific FCU Car Loan offer on its car loans?

Accepted Answer

Sun Pacific FCU Car Loan offers a fixed apr car loan product that ranges from 4.80% APR up to 11.30% APR. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with

Question 2

What is the maximum auto loan term you can get with Sun Pacific FCU Car Loan?

Accepted Answer

Sun Pacific FCU Car Loan has car loans with terms ranging from 2 to 7 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the... Learn More at SuperMoney.com

Question 3

Does Sun Pacific FCU Car Loan charge an origination fee?

Accepted Answer

Yes, Sun Pacific FCU Car Loan may charge a loan origination fee .

Question 4

Does Sun Pacific FCU Car Loan charge a late fee?

Accepted Answer

Yes, Sun Pacific FCU Car Loan charges borrowers with a late payment penalty fee

Question 5

Does Sun Pacific FCU Car Loan charge prepayment fees?

Accepted Answer

Yes, Sun Pacific FCU Car Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Question 6

Can I pay off early my Sun Pacific FCU Car Loan loan?

Accepted Answer

Yes, you can. However, Sun Pacific FCU Car Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

Question 7

What do you need to qualify for Sun Pacific FCU Car Loan?

Accepted Answer

Sun Pacific FCU Car Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Sun Pacific FCU Car Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can... Learn More at SuperMoney.com

Question 8

Does Sun Pacific FCU Car Loan report your account activity to credit bureaus?

Accepted Answer

Yes, Sun Pacific FCU Car Loan reports to the following credit bureaus: Equifax, Experian, and TransUnion Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Question 9

Does Sun Pacific Federal Credit Union perform a hard credit pull?

Accepted Answer

Yes, Sun Pacific FCU Car Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer. Click here to get prequalified rates from multiple leading lenders without a hard credit... Learn More at SuperMoney.com

Question 10

Is Sun Pacific Federal Credit Union a legit company?

Accepted Answer

Sun Pacific Federal Credit Union was founded in 1946, it is a well-established company that has been in business for 80 years. Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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