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Last Updated: 04/18/2025

Sun Pacific FCU 2nd Mortgage

in Home Equity Loans from Sun Pacific Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

12 - 15

Sun Pacific FCU 2nd Mortgage Review

Sun Pacific FCU 2nd Mortgage is offered by Sun Pacific Federal Credit Union , a credit union founded in 1946 and based in Richmond, CA. Sun Pacific FCU 2nd Mortgage are available in 1 state.

Key Takeaways

Only primary residences considered. Sun Pacific FCU 2nd Mortgage does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Sun Pacific FCU 2nd Mortgage.

Sun Pacific FCU 2nd Mortgage Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
Only available in 1 state.

Sun Pacific FCU 2nd Mortgage FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Sun Pacific FCU 2nd Mortgage charge for a home equity loan?

Sun Pacific FCU 2nd Mortgage may charge a loan origination fee

What types of property can you use as security for a home equity loan with Sun Pacific FCU 2nd Mortgage?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Sun Pacific FCU 2nd Mortgage will consider loans secured by the following property types:

Primary home.

Is Sun Pacific Federal Credit Union a legit company?

Sun Pacific Federal Credit Union was founded in 1946, it is a well-established company that has been in business for 80 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1221 Nevin Ave

Frank Hagel Federal Building

Richmond, CA 94801

(510) 970-1181

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:45AM - 3:45PM

Tuesday

9:45AM - 3:45PM

Wednesday

9:45AM - 3:45PM

Thursday

9:45AM - 3:45PM

Friday

9:45AM - 3:45PM

Saturday

Closed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

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