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Last Updated: 04/18/2025

Texas Bay Credit Union Auto Loan

in Auto Loans from Texas Bay Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

Starting at 5.04%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

N/A

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Texas Bay Credit Union Auto Loan Review

Texas Bay Credit Union Auto Loan is offered by Texas Bay Credit Union, a credit union founded in 1936 and based in Houston, TX. Texas Bay Credit Union Auto Loan are available in 50 states and Washington, DC.

Texas Bay Credit Union Auto Loan FAQ

What APR does Texas Bay Credit Union Auto Loan offer on its car loans?

Texas Bay Credit Union Auto Loan offers a fixed apr car loan product that ranges from 5.04% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Texas Bay Credit Union Auto Loan charge an origination fee?

Yes, Texas Bay Credit Union Auto Loan may charge a loan origination fee .

Does Texas Bay Credit Union Auto Loan charge a late fee?

Yes, Texas Bay Credit Union Auto Loan charges borrowers with a late payment penatly fee

Does Texas Bay Credit Union Auto Loan charge prepayment fees?

No, Texas Bay Credit Union Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Texas Bay Credit Union Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Texas Bay Credit Union Auto Loan loan?

Yes, you can. Texas Bay Credit Union Auto Loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Texas Bay Credit Union Auto Loan?

Texas Bay Credit Union Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Texas Bay Credit Union Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Texas Bay Credit Union Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Texas Bay Credit Union Auto Loan report your account activity to credit bureaus?

Yes, Texas Bay Credit Union Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Texas Bay Credit Union perform a hard credit pull?

Yes, Texas Bay Credit Union Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Texas Bay Credit Union a legit company?

Texas Bay Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

12611 Fuqua St
Houston, TX 77034
(713) 360-1017
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM

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