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Last Updated: 04/18/2025

Utah Power CU Auto Loans

in Auto Loans from Utah Power Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

Starting at 6.50%(Verified 07/09/2024)

Credit Score Range

N/A

Loan Term (Months)

60 - 210
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Utah Power CU Auto Loans Review

Utah Power CU Auto Loans is offered by Utah Power Credit Union, a credit union founded in 1935 and based in Murray, UT. Utah Power CU Auto Loans are available in 50 states, 5 US territories, and Washington, DC.

Utah Power CU Auto Loans FAQ

What APR does Utah Power CU Auto Loans offer on its car loans?

Utah Power CU Auto Loans offers a fixed apr car loan product that ranges from 6.50% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Utah Power CU Auto Loans?

Utah Power CU Auto Loans has car loans with terms ranging from 60 to 210 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Utah Power CU Auto Loans charge an origination fee?

Yes, Utah Power CU Auto Loans may charge a loan origination fee .

Does Utah Power CU Auto Loans charge a late fee?

Yes, Utah Power CU Auto Loans charges borrowers with a late payment penatly fee

Does Utah Power CU Auto Loans charge prepayment fees?

Yes, Utah Power CU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Utah Power CU Auto Loans loan?

Yes, you can. However, Utah Power CU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Utah Power CU Auto Loans?

Utah Power CU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Utah Power CU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Utah Power CU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Utah Power CU Auto Loans report your account activity to credit bureaus?

Yes, Utah Power CU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Utah Power Credit Union perform a hard credit pull?

Yes, Utah Power CU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Utah Power Credit Union a legit company?

Utah Power Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

957 E 6600 S
Murray, UT 84121
(801) 708-8900
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed

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