Vibe Credit Union Auto Loans

Vibe Credit Union Auto Loans Review

Vibe Credit Union Auto Loans is offered by vibe credit union, a credit union founded in 1936 and based in Royal Oak, MI. Vibe Credit Union Auto Loans are available in 50 states (and Washington, DC).

Vibe Credit Union Auto Loans FAQ

What APR does Vibe Credit Union Auto Loans offer on its car loans?

Vibe Credit Union Auto Loans offers a variable APR car loan product that ranges from 3.99% APR up to 11.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Vibe Credit Union Auto Loans?

Vibe Credit Union Auto Loans has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Vibe Credit Union Auto Loans charge an origination fee?

Yes, Vibe Credit Union Auto Loans may charge a loan origination fee.

Does Vibe Credit Union Auto Loans charge a late fee?

Yes, Vibe Credit Union Auto Loans charges borrowers with a late payment penatly fee

Does Vibe Credit Union Auto Loans charge prepayment fees?

Yes, Vibe Credit Union Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Vibe Credit Union Auto Loans loan?

Yes, you can. However, Vibe Credit Union Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Vibe Credit Union Auto Loans?

Vibe Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Vibe Credit Union Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Vibe Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Vibe Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Is Vibe Credit Union a legit company?

Vibe Credit Union was founded in 1936, it is a well-established company that has been in business for 87 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.