Westmark Credit Union Auto Loans

Westmark Credit Union Auto Loans Review

Westmark Credit Union Auto Loans is offered by westmark credit union, a credit union founded in 1954 and based in Idaho Falls, ID. westmark auto loans are available in 50 states (and Washington, DC).

westmark auto loans FAQ

What APR does westmark auto loans offer on its car loans?

westmark auto loans offers a variable APR car loan product that ranges from 7.19% APR up to 12.89% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with westmark auto loans?

westmark auto loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does westmark auto loans charge an origination fee?

Yes, westmark auto loans may charge a loan origination fee.

Does westmark auto loans charge a late fee?

Yes, westmark auto loans charges borrowers with a late payment penatly fee

Does westmark auto loans charge prepayment fees?

Yes, westmark auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my westmark auto loans loan?

Yes, you can. However, westmark auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Westmark Credit Union Auto Loans?

Westmark Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Westmark Credit Union Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Westmark Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Westmark Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Proof of insurance
• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Does Westmark Credit Union Auto Loans report your account activity to credit bureaus?

Yes, Westmark Credit Union Auto Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Westmark Credit Union a legit company?

Westmark Credit Union was founded in 1954, it is a well-established company that has been in business for 69 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.