Last Updated: 04/18/2025
Westmark CU Personal Advance Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
11.99% - 12.49%(Verified 06/21/2024)
Amount Range
Starting at $1,000
Loan Term (Months)
12 - 48
Westmark CU Personal Advance Loans Review
Westmark CU Personal Advance Loans is offered by Westmark Credit Union, a credit union founded in 1954 and based in Idaho Falls, ID. Westmark CU Personal Advance Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Westmark CU Personal Advance Loans are on the higher end of the market.
Westmark CU Personal Advance Loans Pros & Cons
| Pros | Cons |
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Westmark CU Personal Advance Loans FAQ
What interest rates and personal loan terms does Westmark CU Personal Advance Loans offer?
Westmark CU Personal Advance Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Westmark CU Personal Advance Loans offer?
Westmark CU Personal Advance Loans offers a variable APR personal loan product that ranges from 11.99% APR up to 12.49% APR.
How much can you borrow via Westmark CU Personal Advance Loans?
Personal loan amounts start at $1,000 .
What is the maximum loan term you can get with Westmark CU Personal Advance Loans?
Westmark CU Personal Advance Loans offers loans with terms of up to 48 months.
| Personal Loan Amount | Starting at $1000 |
| Loan Term | 12 - 48 months |
| APR | 11.99% - 12.49% |
What fees does Westmark CU Personal Advance Loans charge?
Does Westmark CU Personal Advance Loans charge an origination fee?
Westmark CU Personal Advance Loans may charge a personal loan origination fee .
Does Westmark CU Personal Advance Loans charge a late fee?
Westmark CU Personal Advance Loans does not disclose whether it charges late payment fees.
Does Westmark CU Personal Advance Loans charge prepayment fees?
No, Westmark CU Personal Advance Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Westmark CU Personal Advance Loans?
Westmark CU Personal Advance Loans does not require or does not disclose a credit score minimum. Westmark CU Personal Advance Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Westmark CU Personal Advance Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Westmark CU Personal Advance Loans report your account activity to credit bureaus?
Yes, Westmark CU Personal Advance Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Westmark Credit Union perform a hard credit pull?
Yes, Westmark CU Personal Advance Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Westmark CU Personal Advance Loans legit?
westmark credit union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Learn MoreSuperMoney Net Recommendation Score
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