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Auto Loan Refinancing
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Last Updated: 04/18/2025

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SpringboardAuto Auto Refinance

in Auto Loan Refinancing from SpringboardAuto

Last Updated: 04/18/2025

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Get Competing Auto Loan Refinancing Offers

Compare auto loan refinancing offers from multiple vetted lenders.

Compare auto loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

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Highlights

Amount Range

$7,500 - $40,000
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APR (Fixed APR)

5% - 36%(Verified 06/21/2024)
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Credit Score Range

500 - 850
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Loan Term (Months)

24 - 72
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SpringboardAuto Auto Refinance Review

SpringboardAuto is an auto loan refinance offering by SpringboardAuto, based in Irvine, CA. Founded in 2015, SpringboardAuto offers auto refinance loans in 29 states across the USA.

Key Takeaways

  • Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 500 are considered for SpringboardAuto Auto Refinance.
  • Fast process. In some cases you can refinance your auto loan within 1 business day.
  • Origination fees of $0 to $595.
  • Long loan terms. SpringboardAuto Auto Refinance offers loan terms of up to 72 months. Most auto refinancing loans have a maximum term of 60 months.

SpringboardAuto Pros & Cons

SpringboardAuto FAQ

How much can you borrow via SpringboardAuto?

Auto refinance loan amounts start at $7,500 and go up to $40,000.

What are the auto loan refinancing rates offered through SpringboardAuto?

SpringboardAuto offers a fixed APR car loan refinancing product that ranges from 5% APR up to 36% APR.

What is the maximum loan term you can get with SpringboardAuto?

SpringboardAuto offers auto refinancing with terms ranging from 24 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does SpringboardAuto charge an origination fee on auto refinance loans?

Yes, SpringboardAuto charges a loan origination fee of $0 to $595

Does SpringboardAuto charge a late fee?

Yes, auto refinance loans via SpringboardAuto are subject to late payment penalty fees of up to $100 .

Does SpringboardAuto charge prepayment fees?

No, there is no prepayment penalty.

What do you need to qualify for SpringboardAuto Auto Refinance?

Applicants with a credit score of at least 500 and up to 850 may be eligible for SpringboardAuto Auto Refinance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
SpringboardAuto Auto Refinance does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by SpringboardAuto Auto Refinance.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan refinance with SpringboardAuto?

Auto refinance loan applications are typically funded within 1 to 7 days of approval.

Does SpringboardAuto Auto Refinance report your account activity to credit bureaus?

Yes, SpringboardAuto Auto Refinance reports to the following credit bureaus:
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does SpringboardAuto perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
SpringboardAuto allows you to check your rates with a soft credit pull.

Is SpringboardAuto a legit company?

SpringboardAuto was founded in 2015, it is a well-established company that has been in business for 11 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SpringboardAuto Auto Refinance Disclosure: Offers made by SpringboardAuto.com, Inc. are subject to terms and conditions. Married individuals may apply without their spouse. Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying the obligation.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from SpringboardAuto

SpringboardAuto is a direct-to-consumer auto loan platform transforming car buying and financing into a modern online and mobile friendly experience. Whether it’s buying from a private party or dealer, our platform utilizes robust technology and data to deliver a premium lending experience.

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46 Discovery Suite 200
Irvine, CA 92618
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