SpringboardAuto Auto Refinance

SpringboardAuto Auto Refinance

in Auto Loan Refinancing from SpringboardAuto


SpringboardAuto Auto Refinance


in Auto Loan Refinancing from SpringboardAuto

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Community Rating Strongly recommended
APR  (Fixed APR) 5% - 36%
Credit Score Range 500 - 850
Loan Term 24 - 72 months
Loan Amount $7,500 - $40,000

SpringboardAuto Auto Refinance Review

SpringboardAuto Auto Refinance is an auto loan refinance offering by SpringboardAuto, a marketplace lender based in Irvine, CA. Founded in 2015, SpringboardAuto offers auto refinance loans in 29 states across the USA.

How much can you borrow via SpringboardAuto Auto Refinance?

Auto refinance loan amounts start at $7,500 and go up to $40,000.

What are the auto loan refinancing rates offered through SpringboardAuto Auto Refinance?

SpringboardAuto Auto Refinance offers a fixed APR auto loan refinancing product that ranges from 5% APR up to 36% APR.

What is the maximum loan term you can get with SpringboardAuto Auto Refinance?

SpringboardAuto Auto Refinance offers auto refinancing with terms ranging from 24 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does SpringboardAuto Auto Refinance charge an origination fee on auto refinance loans?

Yes, SpringboardAuto Auto Refinance charges a loan origination fee of $0 to $595

Does SpringboardAuto Auto Refinance charge a late fee?

Yes, auto refinance loans via SpringboardAuto Auto Refinance are subject to late payment penalty fees of up to $100.

Does SpringboardAuto Auto Refinance charge prepayment fees?

No, there is no prepayment penalty.

What are the key eligibility criteria for SpringboardAuto Auto Refinance auto loan refinancing?

Applicants with a credit score of at least 500 can apply for a loan via SpringboardAuto Auto Refinance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

What is the maximum mileage to refinance with SpringboardAuto?

SpringboardAuto is an option for high-mileage vehicles. They will consider auto loan applications for vehicles with up to 138000 miles on the odometer.

What is the maximum car age to refinance with SpringboardAuto?

Only vehicles that are 10 years old or less can qualify for an auto refinance.

What is the estimated funding time for an auto loan refinance with SpringboardAuto Auto Refinance?

Auto refinance loan applications are typically approved (or denied) within 1 hour and funded within 1 to 7 days of approval.

Does SpringboardAuto Auto Refinance report loan payments to credit bureaus?

SpringboardAuto Auto Refinance may report credit data to the following credit reporting agencies:

  • Experian
  • Transunion

SPRINGBOARDAUTO AUTO REFINANCE Disclosure: Offers made by, Inc. are subject to terms and conditions. Married individuals may apply without their spouse. Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying the obligation.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   46 Discovery Suite 200
    Irvine, CA 92618

Message from SpringboardAuto

SpringboardAuto is a direct-to-consumer auto loan platform transforming car buying and financing into a modern online and mobile friendly experience. Whether it’s buying from a private party or dealer, our platform utilizes robust technology and data to deliver a premium lending experience.

Other Services by SpringboardAuto


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 29 states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maryland
  • Massachusetts
  • Missouri
  • Nebraska
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Oklahoma
  • Oregon
  • South Carolina
  • Tennessee
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

No Prepayment Fee  
Application Fee $0
Late Fee Amount $100
Origination Fee ($) $0 - $595
Minimum Age 18
Credit Score Range 500 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $24,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 10
Maximum Mileage 138,000
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Co-borrower
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $7.5K - $40K
Loan Term 24 - 72 months
APR (Fixed APR) 5% - 36%

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