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Auto Loan Refinancing
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Last Updated: 04/18/2025

Truliant FCU Auto Refinance Loan

in Auto Loan Refinancing from Truliant Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Amount Range

N/A

APR (Fixed APR)

6.99% - 17.99%(Verified 09/25/2024)

Credit Score Range

N/A

Loan Term (Months)

36 - 72
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Truliant FCU Auto Refinance Loan Review

Truliant FCU Auto Refinance Loan is an auto loan refinance offering by Truliant Federal Credit Union, based in Winston-Salem, NC. Founded in 1952, Truliant Federal Credit Union offers auto refinance loans in 55 states (and Washington, DC).

What are the auto loan refinancing rates offered through Truliant FCU Auto Refinance Loan?

Truliant FCU Auto Refinance Loan offers a fixed APR car loan refinancing product that ranges from 6.99% APR up to 17.99% APR.

What is the maximum loan term you can get with Truliant FCU Auto Refinance Loan?

Truliant FCU Auto Refinance Loan offers auto refinancing with terms ranging from 36 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does Truliant FCU Auto Refinance Loan charge an origination fee on auto refinance loans?

Yes, Truliant FCU Auto Refinance Loan charges a loan origination fee .

Does Truliant FCU Auto Refinance Loan charge a late fee?

Yes, auto refinance loans via Truliant FCU Auto Refinance Loan are subject to late payment penalty fees .

Does Truliant FCU Auto Refinance Loan charge prepayment fees?

Yes, Truliant FCU Auto Refinance Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for Truliant FCU Auto Refinance Loan?

Truliant FCU Auto Refinance Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Truliant FCU Auto Refinance Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Truliant FCU Auto Refinance Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Truliant FCU Auto Refinance Loan report your account activity to credit bureaus?

Yes, Truliant FCU Auto Refinance Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Truliant Federal Credit Union perform a hard credit pull?

Yes, Truliant FCU Auto Refinance Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Truliant Federal Credit Union a legit company?

Truliant Federal Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3200 Truliant Way
Winston-Salem, NC 27103
(800) 822-0382
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

Other Services by Truliant Federal Credit Union