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Business Checking Accounts
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Last Updated: 04/18/2025

First Citizens Bank Business Checking III

in Business Checking Accounts from First Citizens Bank

Last Updated: 04/18/2025

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Highlights

Monthly Service Fee

$0 - $75(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

$2.50

Minimum Average Balance to Avoid Monthly Service Fee

N/A


APY (Annual Percentage Yield)

Starting at 0%(Verified 06/21/2024)

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First Citizens Bank Business Checking III Review

First Citizens Bank Business Checking III is offered by First Citizens Bank, a bank founded in 1898 and based in Raleigh, NC. First Citizens Bank Business Checking III is available in 50 states and Washington, DC.

Key Takeaways

  • $0 monthly account fees available. This account charges a monthly fee of up to $75.
  • $100 minimum opening deposit. This is a typical minimum initial deposit.
  • No ATM fees. First Citizens Bank Business Checking III does not charge fees on ATM transactions within its network but there is a fee of $2.50 for out-of-network ATM transactions .
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Citizens Bank mobile or online banking.

First Citizens Bank Business Checking III Pros & Cons

First Citizens Bank Business Checking III FAQ

Are business checking accounts from First Citizens Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Citizens Bank Business Checking III offer?

First Citizens Bank Business Checking III offers an APY starting at 0% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Citizens Bank Business Checking III?

First Citizens Bank Business Checking III requires a minimum initial deposit of $100 to open an account.

What fees does First Citizens Bank Business Checking III charge?

The good news is that this account does not have a monthly service charge.

What features and perks does First Citizens Bank Business Checking III offer?

This account includes the following features:
  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Citizens Bank Business Checking III allows you to manage your money online.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4300 Six Forks Rd
Raleigh, NC 27609
Visit Site

Hours of Operation

Sunday
7:00AM - 11:00PM
Monday
7:00AM - 11:00PM
Tuesday
7:00AM - 11:00PM
Wednesday
7:00AM - 11:00PM
Thursday
7:00AM - 11:00PM
Friday
7:00AM - 11:00PM
Saturday
7:00AM - 11:00PM

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