Last Updated: 04/18/2025
First Citizens Bank Business Checking III
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Last Updated: 04/18/2025
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Highlights
Monthly Service Fee
ATM Fee: Out-of-Network (within the U.S.)
Minimum Average Balance to Avoid Monthly Service Fee
N/A
APY (Annual Percentage Yield)
First Citizens Bank Business Checking III Review
Key Takeaways
- $0 monthly account fees available. This account charges a monthly fee of up to $75.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. First Citizens Bank Business Checking III does not charge fees on ATM transactions within its network but there is a fee of $2.50 for out-of-network ATM transactions .
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Citizens Bank mobile or online banking.
First Citizens Bank Business Checking III Pros & Cons
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First Citizens Bank Business Checking III FAQ
Are business checking accounts from First Citizens Bank federally insured?
What APY does First Citizens Bank Business Checking III offer?
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0% |
What are the account minimums for First Citizens Bank Business Checking III?
| Description | Amount |
| Minimum Initial Deposit | $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $75,000 |
What fees does First Citizens Bank Business Checking III charge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $75 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | $2.50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does First Citizens Bank Business Checking III offer?
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Citizens Bank Business Checking III allows you to manage your money online.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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