First Citizens Bank Online Savings Account Review

First Citizens Bank Online Savings Account is offered by First Citizens Bank, a bank founded in 1898 and based in Raleigh, NC. First Citizens Bank Online Savings Account is available in 19 states across the USA.

Are savings accounts from First Citizens Bank federally insured?

Yes, your First Citizens Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #11063). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does First Citizens Bank offer a signup bonus?

First Citizens Bank Online Savings Account doesn't offer a signup bonus.

What is the minimum balance for First Citizens Bank Online Savings Account?

What APY does First Citizens Bank offer?

First Citizens Bank Online Savings Account offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).

What features and perks does First Citizens Bank Online Savings Account offer?

This account includes the following features.

What fees does First Citizens Bank Online Savings Account charge?

First Citizens Bank Online Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $300.

• Outgoing domestic bank transfers come with a $30 fee.
• Incoming domestic bank transfers come with a $16 fee.