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  First Citizens Bank Online Savings Account

First Citizens Bank Online Savings Account

in Savings Accounts from First Citizens Bank · Member fdic

Unaffiliated

First Citizens Bank Online Savings Account

Unaffiliated

in Savings Accounts from First Citizens Bank · Member FDIC

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Highlights
Monthly Fee $0 - $5
APY (Annual Percentage Yield) 0.03%
APY Minimum Balance N/A

First Citizens Bank Online Savings Account Review

First Citizens Bank Online Savings Account is offered by First Citizens Bank, a bank founded in 1898 and based in Raleigh, NC. First Citizens Bank Online Savings Account is available in 19 states across the USA.

First Citizens Bank Online Savings Account FAQ

Are savings accounts from First Citizens Bank federally insured?

Yes, your First Citizens Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #11063). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does First Citizens Bank offer a signup bonus?

First Citizens Bank Online Savings Account doesn't offer a signup bonus.

What is the minimum balance for First Citizens Bank Online Savings Account?

The minimum balance to open a First Citizens Bank Online Savings Account is $25.
First Citizens Bank Online Savings Account Account Minimums
Description
Minimum Balance to Avoid Monthly Fee $300
Minimum Opening Deposit Starting at $25

What APY does First Citizens Bank offer?

First Citizens Bank Online Savings Account offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).

What features and perks does First Citizens Bank Online Savings Account offer?

This account includes the following features.

First Citizens Bank Online Savings Account Features
Description
Bank Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access

What fees does First Citizens Bank Online Savings Account charge?

First Citizens Bank Online Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $300.

  • Outgoing domestic bank transfers come with a $30 fee.
  • Incoming domestic bank transfers come with a $16 fee.
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Contact

Hours of Operation

  • Sunday 7:00am - 11:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 7:00am - 11:00pm

Other Services by First Citizens Bank

Availability

  Available in 19 states
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Kansas
  • Maryland
  • Missouri
  • North Carolina
  • New Mexico
  • Oklahoma
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • Wisconsin
  • West Virginia

Feature Breakdown

Minimum Balance to Avoid Monthly Fee $300
Minimum Opening Deposit Starting at $25
International ATM Surcharge $5
Monthly Fee $0 - $5
Wire Transfer Fee - Domestic (Incoming) $16
Wire Transfer Fee - Domestic (Outgoing) $30
Bauer Financial A+/A Rating
Bank Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
APY (Annual Percentage Yield) 0.03%

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