First Citizens Bank Motorcycle Insurance

First Citizens Bank Motorcycle Insurance FAQ

What types of motorcycle and ATV insurance coverage does First Citizens Bank Motorcycle Insurance offer?

First Citizens Bank Motorcycle Insurance customers can also add the following riders or endorsements to their policies:

• Modified Vehicle Insurance: This coverage, also known as customized parts and equipment coverage, can help repair or replace alterations and upgrades you make to your vehicle. Notice that most motorcycle and ATV insurance policies will only cover original equipment so you may want to consider this policy if you've invested a lot of money on aftermarket parts and upgrades.

• Travel Expenses / Trip Interruption Coverage: This coverage helps pay for non-refundable expenses if your trip is delayed or canceled due to an accident, mechanical breakdown, theft, injury, unexpected illness, or some other covered event.

• Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can no longer use your vehicle because of a covered loss, such as an accident, theft, or vandalism.

• Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

• Transport Trailer Coverage: This covers non-motorized trailers towed by a vehicle. If they are damaged or cause damages in an accident this policy will cover the costs.

• Mechanical Breakdown Coverage: If your motorcycle or ATV is protected by mechanical breakdown insurance the costs of repairs (not including maintenance or normal wear and tear) are covered by your policy. However, you will need to obtain authorization from your insurance company first.

What benefits does First Citizens Bank Motorcycle Insurance offer?

• 24/7 Phone Availability: Customer service is staffed around the clock.

• Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.