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Last Updated: 04/18/2025

Members First Community CU Business Accounts

from Members First Community Credit Union

Last Updated: 04/18/2025
Members First Community CU Business Accounts logo
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Monthly Maintenance Fee

N/A(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

N/A

Minimum Average Balance to Avoid Monthly Service Fee

N/A

APY (Annual Percentage Yield)

0.1%(Verified 06/21/2024)

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Members First Community CU Business Accounts Review

Members First Community CU Business Accounts is offered by Members First Community Credit Union, a credit union founded in 1954 and based in Quincy, IL. Members First Community CU Business Accounts is available in 1 state.

Key Takeaways

  • Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.1% .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Members First Community Credit Union mobile or online banking.

Members First Community CU Business Accounts Pros & Cons

Members First Community CU Business Accounts FAQ

Are business checking accounts from Members First Community Credit Union federally insured?

Yes, your business checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Members First Community CU Business Accounts offer?

Members First Community CU Business Accounts offers an APY of 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

What are the account minimums for Members First Community CU Business Accounts?

What fees does Members First Community CU Business Accounts charge?

The good news is that this account does not have a monthly service charge.

What features and perks does Members First Community CU Business Accounts offer?

This account includes the following features:
  • Fraud monitoring - Members First Community CU Business Accounts monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Members First Community CU Business Accounts allows you to manage your money online. This includes depositing checks in your account with your smartphone.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Members First Community CU Business Accounts logo

Message from Members First Community CU Business Accounts

NO fees on transactions. $0.00 minimum balance. Balances over $2,500 can earn interest. Merchant Services also available, allowing you to accept credit card payments from customers.

Contact

Headquarters

1201 N. 24th Street
Quincy, IL 62301
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Email Support

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturday8:30AM - 12:00PM

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