
Members First Community Credit Union Visa Platinum Reward Credit Card
in Personal Credit Cards from Members First Community Credit Union
UnaffiliatedMembers First Community Credit Union Visa Platinum Reward Credit Card
in Personal Credit Cards from Members First Community Credit Union
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Purchase APR (Fixed APR) | 8.99% - 19.99% |
Balance Transfer APR (Fixed APR) | 8.99% - 19.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Members First Community Credit Union Visa Platinum Reward Credit Card Review
Members First Community Credit Union Visa Platinum Reward Credit Card is a rewards credit card issued by Members First Community Credit Union. If you're wondering whether Members First Community Credit Union Visa Platinum Reward Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Members First Community Credit Union Visa Platinum Reward Credit Card has a fixed purchase APR that ranges from 8.99% up to 19.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.80% every time you make a transaction outside the U.S.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good | The Bad |
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Is there a Members First Community Credit Union Visa Platinum Reward Credit Card cash back or rewards program?
Members First Community Credit Union Visa Platinum Reward Credit Card offers a rewards program to its customers.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Members First Community Credit Union Visa Platinum Reward Credit Card have a signup bonus?
Members First Community Credit Union Visa Platinum Reward Credit Card doesn't offer a cash signup bonus.Does Members First Community Credit Union Visa Platinum Reward Credit Card offer an annual loyalty bonus?
Members First Community Credit Union Visa Platinum Reward Credit Card doesn't offer a cash loyalty bonus.What are the Members First Community Credit Union Visa Platinum Reward Credit Card benefits?
Members First Community Credit Union Visa Platinum Reward Credit Card provides the following benefits:
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Members First Community Credit Union Visa Platinum Reward Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Members First Community Credit Union Visa Platinum Reward Credit Card has lower than average purchase APRs.Members First Community Credit Union Visa Platinum Reward Credit Card has a fixed purchase APR that ranges from 8.99% up to 19.99%. The card has a fixed balance transfer APR that ranges from 8.99% up to 19.99%. It also has a fixed cash advance APR that ranges from 8.99% up to 19.99%.
Does Members First Community Credit Union Visa Platinum Reward Credit Card have an introductory APR offer on balance transfers?
No, Members First Community Credit Union Visa Platinum Reward Credit Card does not come with an introductory APR offer for balance transfers.Does Members First Community Credit Union Visa Platinum Reward Credit Card have an introductory APR offer on new purchases?
Members First Community Credit Union Visa Platinum Reward Credit Card does not offer an introductory rate on new purchases.Description | |
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Introductory Rate | N/A |
Purchase Intro APR Period (months) | N/A |
What are the fees for Members First Community Credit Union Visa Platinum Reward Credit Card?
The following fees apply to Members First Community Credit Union Visa Platinum Reward Credit Card:
Fees | Amount |
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Annual Fee | $0 |
Foreign Transaction Fee | 0.80% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $27 |
Does Members First Community Credit Union Visa Platinum Reward Credit Card have a foreign transaction fee?
Members First Community Credit Union Visa Platinum Reward Credit Card charges a foreign transaction fee of 0.80%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Members First Community Credit Union Visa Platinum Reward Credit Card report your account activity to credit bureaus?
Yes, Members First Community Credit Union Visa Platinum Reward Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Members First Community Credit Union Visa Platinum Reward Credit Card
- Visit the Members First Community Credit Union Visa Platinum Reward Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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1201 N. 24th Street
Quincy, IL 62301 - Visit Site
Other Services by Members First Community Credit Union
Availability
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
Minimum Cash Advance Fee ($) | $0 |
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Additional Card Fee Amount | $0 |
Foreign Currency Transaction Fee | 0.80% |
Returned Payment Fee | Up to $25 |
Paper Statement Fee | $12 |
Late Fee Amount | Up to $27 |
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