Members First Community Credit Union Visa Platinum Reward Credit Card
in Personal Credit Cards from Members First Community Credit Union
UnaffiliatedMembers First Community Credit Union Visa Platinum Reward Credit Card
in Personal Credit Cards from Members First Community Credit Union
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| Purchase APR (Fixed APR) | 8.99% - 19.99% |
| Balance Transfer APR (Fixed APR) | 8.99% - 19.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Members First Community Credit Union Visa Platinum Reward Credit Card Review
This is a rewards credit card issued by Members First Community Credit Union. If you're wondering whether Members First Community Credit Union Visa Platinum Reward Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Members First Community Credit Union Visa Platinum Reward Credit Card has a fixed purchase APR that ranges from 8.99% up to 19.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.80% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
| The Good | The Bad |
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Does Members First Community Credit Union Visa Platinum Reward Credit Card have a cash back or rewards program?
Members First Community Credit Union Visa Platinum Reward Credit Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Members First Community Credit Union Visa Platinum Reward Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Members First Community Credit Union Visa Platinum Reward Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Members First Community Credit Union Visa Platinum Reward Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Members First Community Credit Union Visa Platinum Reward Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Members First Community Credit Union Visa Platinum Reward Credit Card has a fixed purchase APR that ranges from 8.99% up to 19.99%. The card has a fixed balance transfer APR that ranges from 8.99% up to 19.99%. It also has a fixed cash advance APR that ranges from 8.99% up to 19.99%.
Does Members First Community Credit Union Visa Platinum Reward Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Members First Community Credit Union Visa Platinum Reward Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Members First Community Credit Union Visa Platinum Reward Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0.80% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $27 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Members First Community Credit Union Visa Platinum Reward Credit Card have a foreign transaction fee?
Members First Community Credit Union Visa Platinum Reward Credit Card charges a foreign transaction fee of 0.80%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Members First Community Credit Union Visa Platinum Reward Credit Card?
The support contact email for Members First Community Credit Union Visa Platinum Reward Credit Card is mfccu@membersfirstccu.com .
How do people rate the customer service and user experience of Members First Community Credit Union Visa Platinum Reward Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Members First Community Credit Union Visa Platinum Reward Credit Card report your account activity to credit bureaus?
Yes, Members First Community Credit Union Visa Platinum Reward Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Members First Community Credit Union Visa Platinum Reward Credit Card
- Visit the Members First Community Credit Union Visa Platinum Reward Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1201 N. 24th Street
Quincy, IL 62301 - Visit Site
- Email Support
Other Services by Members First Community Credit Union
Availability
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Additional Card Fee Amount | $0 |
| Foreign Currency Transaction Fee | 0.80% |
| Returned Payment Fee | Up to $25 |
| Paper Statement Fee | $12 |
| Late Fee Amount | Up to $27 |
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