Last Updated: 04/18/2025
Members 1st Community CU Money Market Checking
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.1%(Verified 06/21/2024)
Disclaimer popup with additional information
Minimum Balance to Earn APY
$2,500
Minimum Opening Deposit
N/A
Members 1st Community CU Money Market Checking Review
Members 1st Community CU Money Market Checking is offered by Members First Community Credit Union, a credit union founded in 1954 and based in Quincy, IL. Members 1st Community CU Money Market Checking are available in 1 state.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.1%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $2500.
Pros & Cons of Members 1st Community CU Money Market Checking
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Members 1st Community CU Money Market Checking FAQ
Are money market accounts from Members First Community Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for Members 1st Community CU Money Market Checking rates?
| Rates | Amount |
| APY | 0.1% |
Members 1st Community CU Money Market Checking offers an APY of up to 0.1% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $2500.
What are the fees for Members 1st Community CU Money Market Checking?
What is the minimum balance for Members 1st Community CU Money Market Checking?
No minimum initial deposit. Members First Community Credit Union does not require a minimum initial deposit to open an account.
Interest rate minimum balance of $2,500. You must keep the account balance above $2,500 to earn interest.
What features and perks does Members 1st Community CU Money Market Checking offer?
This account includes the following features:
- Fraud monitoring - Members First Community Credit Union monitors transactions for potentially fraudulent activity.
- Mobile Banking Services - Members 1st Community CU Money Market Checking allows you to manage your money through online banking and a dedicated mobile app. This includes depositing checks in your account with your smartphone.
What is the customer service phone number?
The customer service number for this account is .
What is the support contact email?
The support contact email for this business credit card is mfccu@membersfirstccu.com .
How to open an account with Members First Community Credit Union
- Visit the Members First Community Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
8:30AM - 12:00PM