Last Updated: 04/18/2025
Banner Bank Commercial Rewards Mastercard
Unaffiliated
in Business Credit Cards from Banner Bank
Last Updated: 04/18/2025
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Highlights
Purchase APR (Fixed APR)
11.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
N/A
Annual Fee
$10
Credit Score Range
650 - 850
Banner Bank Commercial Rewards Mastercard Review
This is a cashback card issued by Banner Bank. If you're wondering whether Banner Bank Commercial Rewards Mastercard is the right card for you, read on.
Key Takeaways
- APRs: Banner Bank Commercial Rewards Mastercard has a fixed purchase APR of 11.99%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Banner Bank business credit card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a fixed purchase APR of 11.99%.
It also has a fixed cash advance APR of 18%.
Does it have an introductory APR offer?
This business card does not offer an introductory rate on new purchases.| Purchase APR | 11.99% |
| Cash Advance APR | 18% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $10 .
- A late payment penalty of $20 .
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1.1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $10 |
| Foreign Transaction Fee | 1.1% |
| Late Payment Fee | $20 |
Does it offer a cash back or rewards program?
Yes, Banner Bank business credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories |
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| Rewards Type | Cash Back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reward Rates | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Airfare
- Car Rentals
- Every Purchase
- Home Improvement
- Hotels
- Insurance
- Office Supply Stores
- Restaurants
- Retail
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Banner Bank business credit card
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed