Campus Rewards Mastercard BusinessCard Review

• Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Campus Rewards Mastercard BusinessCard has a variable purchase APR that ranges from 11.15% up to 17.15%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Access to a concierge. Identity Theft Protection. Considers applicants with fair or poor credit. Cardholders can earn rewards on their purchases. Campus Rewards Mastercard BusinessCard reports to multiple credit bureaus.	Charges a foreign transaction fee of 1%.

Who is Campus Rewards Mastercard BusinessCard designed for?

This is a credit card issued by CAMPUS USA Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 11.15% up to 17.15%. The card has a variable balance transfer APR that ranges from 11.15% up to 17.15%.

It also has a variable cash advance APR that ranges from 11.15% up to 17.15%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• An initial processing fee of $0.
• A late payment penalty of up to $40.
• A returned payment fee of up to $25.
• There is no overlimit fee

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers.

• Advertising Services
• Airfare
• Amazon.com
• Car Rentals
• Internet, Cable and Phone Services
• Drug Stores
• Education
• Every Purchase
• Furniture
• Gas stations
• Groceries
• Gyms
• Home Improvement
• Hotels
• Insurance
• Office Supply Stores
• Restaurants
• Retail
• Shipping
• Software, Hardware, Cloud
• Utilities
• Warehouse Clubs

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

• Fraud Liability
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (352) 335-9090.

What is the support contact email?

The support contact email for this business credit card is info@campuscu.com.

Does Campus Rewards Mastercard BusinessCard report your account activity to credit bureaus?

Yes, Campus Rewards Mastercard BusinessCard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the CAMPUS USA Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.