Centris Federal Credit Union Visa® Business Cash Credit Card Review

Who is Centris Federal Credit Union Visa® Business Cash Credit Card designed for?

Centris Federal Credit Union Visa® Business Cash Credit Card is a credit card issued by Centris Federal Credit Union. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for Centris Federal Credit Union Visa® Business Cash Credit Card?

Centris Federal Credit Union Visa® Business Cash Credit Card has a variable purchase APR that ranges from 13.99% up to 22.99% . The card has a variable balance transfer APR that ranges from 13.99% up to 22.99% .

It also has a variable cash advance APR of 23.99% . Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Centris Federal Credit Union Visa® Business Cash Credit Card fees?

The following fees apply to Centris Federal Credit Union Visa® Business Cash Credit Card:

• There is no annual fee.
• A late payment penalty of up to $39.
• A returned payment fee of up to $35.
• An overlimit fee of $39.

Is there a Centris Federal Credit Union Visa® Business Cash Credit Card cash back or rewards program?

Centris Federal Credit Union Visa® Business Cash Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

• Internet, Cable, Phone
• Every Purchase
• Gas
• Office Supplies
• Restaurants
• Utilities

What are the Centris Federal Credit Union Visa® Business Cash Credit Card benefits?

Centris Federal Credit Union Visa® Business Cash Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Assistance
• Reports to major credit bureaus

Does Centris Federal Credit Union Visa® Business Cash Credit Card report your account activity to credit bureaus?

Yes, Centris Federal Credit Union Visa® Business Cash Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Centris Federal Credit Union Visa® Business Cash Credit Card

• Visit the Centris Federal Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.