Last Updated: 04/18/2025
STCU Business Premier Rewards World Elite Mastercard
Unaffiliated
in Business Credit Cards from STCU
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
14.49% - 24.49%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
14.49% - 24.49%(Verified 06/21/2024)
Annual Fee
$0 - $49
Credit Score Range
670 - 850
STCU Business Premier Rewards World Elite Mastercard Review
This is a rewards card issued by STCU. If you're wondering whether STCU Business Premier Rewards World Elite Mastercard is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 19 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 19 months.
- APRs: STCU Business Premier Rewards World Elite Mastercard has a variable regular purchase APR that ranges from 14.49% up to 24.49%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $49 for the privilege.
- A 3% balance transfer fee. STCU Business Premier Rewards World Elite Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of STCU Business Credit Cards
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 14.49% up to 24.49% . The card has a variable balance transfer APR that ranges from 14.49% up to 24.49% .
It also has a variable cash advance APR that ranges from 20.49% up to 28.49% .
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 19 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 19 months.
| Purchase APR | 14.49% - 24.49% |
| Balance Transfer APR | 14.49% - 24.49% |
| Cash Advance APR | 20.49% - 28.49% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A returned payment fee of up to $25.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | up to $25 |
Does it offer a cash back or rewards program?
Yes, STCU Business Credit Cards offers a rewards program to its customers.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
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- Airfare
- Car Rentals
- Every Purchase
- Gas stations
- Hotels
- Office Supply Stores
- Restaurants
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
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Hours of Operation
Sunday
Closed
Monday
7:30AM - 5:30PM
Tuesday
7:30AM - 5:30PM
Wednesday
7:30AM - 5:30PM
Thursday
7:30AM - 5:30PM
Friday
7:30AM - 6:00PM
Saturday
Closed