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Last Updated: 04/18/2025

STCU Business Premier Rewards World Elite Mastercard

from STCU

Last Updated: 04/18/2025

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Highlights

Purchase APR (Variable APR)

14.49% - 24.49%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

14.49% - 24.49%(Verified 06/21/2024)

Annual Fee

$0 - $49

Credit Score Range

670 - 850

STCU Business Premier Rewards World Elite Mastercard Review

This is a rewards card issued by STCU. If you're wondering whether STCU Business Premier Rewards World Elite Mastercard is the right card for you, read on.

Key Takeaways

0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 19 months.
0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 19 months.
APRs: STCU Business Premier Rewards World Elite Mastercard has a variable regular purchase APR that ranges from 14.49% up to 24.49%.
Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $49 for the privilege.
A 3% balance transfer fee. STCU Business Premier Rewards World Elite Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel assistance, and fraud protection.
Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of STCU Business Credit Cards

The Good

The Bad

Potentially lower than average purchase APRs.
0% APR balance transfer intro rate on balance transfers for 19 months.
0% APR on new purchases during the first 19 months. There is then a variable purchase APR that ranges from 14.49% up to 24.49% .
Multiple business credit card perks.
Offers Auto Rental Collision Damage Waiver*.
Extended warranty on purchases.
Travel assistance insurance
No foreign transaction fee.
Cardholders can earn rewards on purchases everywhere STCU Business Premier Rewards World Elite Mastercard is accepted.
STCU Business Premier Rewards World Elite Mastercard reports to multiple credit bureaus.

You need good credit to qualify.
Charges an annual fee as low as $0 up to $49
Does not offer a signup bonus.
Charges a balance transfer fee of 3%

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 14.49% up to 24.49% . The card has a variable balance transfer APR that ranges from 14.49% up to 24.49% .

It also has a variable cash advance APR that ranges from 20.49% up to 28.49% .

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 19 months from account opening.

This business card does offer an introductory APR rate on new purchases of 0% for a period of 19 months.

STCU Business Credit Cards Rates & Terms

Purchase APR

14.49% - 24.49%

Balance Transfer APR

14.49% - 24.49%

Cash Advance APR

20.49% - 28.49%

What fees does it charge?

The following fees apply to this business credit card:

There is no annual fee.
A returned payment fee of up to $25.

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

STCU Business Credit Cards Fees

Fees

Amount

Annual Fee

Foreign Transaction Fee

Balance Transfer Fee

Minimum Balance Transfer Fee

Returned Payment Fee

up to $25

Does it offer a cash back or rewards program?

Yes, STCU Business Credit Cards offers a rewards program to its customers.

STCU Business Premier Rewards World Elite Mastercard Rewards

Description

Rewards Categories

Travel
Airfare
Car Rentals
Gas
Hotels
Office Supplies
Restaurants
Every Purchase

This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

Airfare
Car Rentals
Every Purchase
Gas stations
Hotels
Office Supply Stores
Restaurants

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1620 N Signal Dr

Liberty Lake, WA 99019

(509) 326-1954

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Email Support

Hours of Operation

Sunday

Closed

Monday

7:30AM - 5:30PM

Tuesday

7:30AM - 5:30PM

Wednesday

7:30AM - 5:30PM

Thursday

7:30AM - 5:30PM

Friday

7:30AM - 6:00PM

Saturday

Closed

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Other Business Credit Cards from STCU

SCTU Business Rewards World Elite Mastercard

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Purchase APR

14.99% - 24.99%

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Balance Transfer APR

14.99% - 24.99%

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Annual Fee

Credit Score Range

670 - 850

300

850

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STCU Business Mastercard

Rating not yet determined

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Purchase APR

12.99% - 22.99%

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Balance Transfer APR

12.99% - 22.99%

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Annual Fee

Credit Score Range

N/A

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.