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  KEMBA Financial Credit Union Premier Business Visa

KEMBA Financial Credit Union Premier Business Visa

in Business Credit Cards from KEMBA Financial Credit Union

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KEMBA Financial Credit Union Premier Business Visa

Unaffiliated

in Business Credit Cards from KEMBA Financial Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 9.99%
Balance Transfer APR  (Variable APR) Starting at 9.99%
Credit Score Range 650 - 850
Annual Fee $0

KEMBA Financial Credit Union Premier Business Visa Review

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of KEMBA Financial Credit Union Premier Business Visa
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 9.99%.
  • No balance transfer fee.
  • 0% APR on new purchases .
  • No annual fee.
  • KEMBA Financial Credit Union Premier Business Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
KEMBA Financial Credit Union Premier Business Visa FAQ

Who is KEMBA Financial Credit Union Premier Business Visa designed for?

This is a credit card issued by KEMBA Financial Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR starting at 9.99% . The card has a variable balance transfer APR starting at 9.99% .

It also has a variable cash advance APR starting at 9.99% .

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 9.99%

This business card does offer an introductory APR rate on new purchases of 0%

KEMBA Financial Credit Union Premier Business Visa Rates & Terms
Purchase APR Starting at 9.99%
Balance Transfer APR Starting at 9.99%
Cash Advance APR Starting at 9.99%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

KEMBA Financial Credit Union Premier Business Visa Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0

Does it offer a cash back rewards program?

The rewards program allows you to earn cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (614) 235-2395.

What is the support contact email?

The support contact email for this business credit card is service@kemba.org.

Does KEMBA Financial Credit Union Premier Business Visa report your account activity to credit bureaus?

Yes, KEMBA Financial Credit Union Premier Business Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the KEMBA Financial Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Message From KEMBA Financial Credit Union Premier Business Visa

With KEMBA’s Premier Visa for Business, you have the buying power you need for everyday business purchases, plus you’ll enjoy a low-rate on purchases and balance transfers, plus earn cash back on your business purchases. If you are looking for a business credit card designed to help you grow your business, apply for the KEMBA Premier Business Visa today.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 5:00am - 3:00am
  • Tuesday 5:00am - 3:00am
  • Wednesday 5:00am - 3:00am
  • Thursday 5:00am - 3:00am
  • Friday 5:00am - 3:00am
  • Saturday 5:00am - 10:00am

Other Services by KEMBA Financial Credit Union

Feature Breakdown

Annual Fee $0
No Annual Fee
Foreign Currency Transaction Fee 1%
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Rates
  • Every Purchase
Cash Advance APR (Variable APR) Starting at 9.99%
Purchase APR (Variable APR) Starting at 9.99%
Balance Transfer Fee % 0%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Minimum $0
Balance Transfer Introductory APR (Variable APR) 9.99%
Balance Transfer APR (Variable APR) Starting at 9.99%
Card Network Visa
Card Type
  • Cashback

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