Members 1st CU (MI) Business Visa Platinum
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| Purchase APR (Fixed APR) | 9.9% - 16.9% |
| Balance Transfer APR (Fixed APR) | 9.9% - 16.9% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Members 1st CU (MI) Business Visa Platinum Review
Key Takeaways
- Competitive APRs. Members 1st CU (MI) Business Visa Platinum has a fixed purchase APR that ranges from 9.9% up to 16.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Members 1st CU (MI) Business Visa Platinum
| The Good | The Bad |
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Members 1st CU (MI) Business Visa Platinum FAQ
Who is Members 1st CU (MI) Business Visa Platinum designed for?
This is a credit card issued by Members First Credit Union (MI).
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.
What are the relevant APRs?
This business credit card has a fixed purchase APR that ranges from 9.9% up to 16.9%. The card has a fixed balance transfer APR that ranges from 9.9% up to 16.9%.
It also has a fixed cash advance APR that ranges from 9.9% up to 16.9%.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 9.9% - 16.9% |
| Balance Transfer APR | 9.9% - 16.9% |
| Cash Advance APR | 9.9% - 16.9% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $25.
- A returned payment fee of up to $25.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | $25 |
| Late Payment Fee | $25 |
Does it offer a cash back or rewards program?
Yes, Members 1st CU (MI) Business Visa Platinum offers a rewards program to its customers.
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What is the customer service phone number?
The customer service number for this business card is (855) 835-6328.
Does Members 1st CU (MI) Business Visa Platinum report your account activity to credit bureaus?
Yes, Members 1st CU (MI) Business Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Members First Credit Union (MI) .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Members 1st CU (MI) Business Visa Platinum
Contact
- Headquarters
-
600 W Wackerly, Midland, MI 48642, US
Midland, MI 48642 USA - (855) 835-6328
- Visit Site
About Members 1st CU (MI) Business Visa Platinum
Feature Breakdown
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 2% |
| Late Fee Amount | $25 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | $25 |
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