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Last Updated: 04/18/2025

Navigant CU Smart Business Rewards Visa Signature® Card

in Business Credit Cards from Navigant Credit Union

Last Updated: 04/18/2025

Navigant CU Smart Business Rewards Visa Signature® Card logo
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Highlights

Purchase APR (Variable APR)

21.24% - 26.24%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

21.24% - 26.24%(Verified 06/21/2024)

Annual Fee

N/A


Credit Score Range

670 - 850

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Navigant CU Smart Business Rewards Visa Signature® Card Review

This is a rewards card issued by Navigant Credit Union. If you're wondering whether Navigant CU Smart Business Rewards Visa Signature® Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 21.24% up to 26.24%.
  • Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Navigant CU Smart Business Rewards Visa Signature® Card

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 21.24% up to 26.24% . The card has a variable balance transfer APR that ranges from 21.24% up to 26.24% .
It also has a variable cash advance APR of 29.99%. Note that late payments are subject to an APR of 32.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:

    Does it offer a cash back or rewards program?

    Yes, Navigant CU Smart Business Rewards Visa Signature® Card offers a rewards program to its customers.
    This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
    • Every Purchase

    Does it have a sign up bonus?

    This business credit card doesn't offer a cash signup bonus.

    Does it offer an annual loyalty bonus?

    This business card doesn't offer a cash loyalty bonus.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    1005 Douglas Pike
    Smithfield, RI 02917
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 4:00PM
    Tuesday
    9:00AM - 4:00PM
    Wednesday
    9:00AM - 4:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 6:00PM
    Saturday
    9:00AM - 12:00PM

    Other Services by Navigant Credit Union