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  Midflorida Credit Union Business Visa Signature Card

Midflorida Credit Union Business Visa Signature Card

in Business Credit Cards from Midflorida Credit Union

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Midflorida Credit Union Business Visa Signature Card

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in Business Credit Cards from Midflorida Credit Union

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Highlights
Purchase APR  (Variable APR) 12.49% - 18%
Balance Transfer APR  (Variable APR) 12.49% - 18.0%
Credit Score Range 680 - 850
Annual Fee Up to $50

Midflorida Credit Union Business Visa Signature Card Review

Key Takeaways
  • Competitive APRs. Midflorida Credit Union Business Visa Signature Card has a variable purchase APR that ranges from 12.49% up to 18%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, purchase protection, travel assistance, trip cancellation insurance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Midflorida Credit Union Business Visa Signature Card
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Travel assistance insurance
  • Trip cancellation insurance.
  • Cardholders can earn rewards on purchases everywhere Midflorida Credit Union Business Visa Signature Card is accepted.
  • Midflorida Credit Union Business Visa Signature Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
Midflorida Credit Union Business Visa Signature Card FAQ

Who is Midflorida Credit Union Business Visa Signature Card designed for?

This is a credit card issued by Midflorida Credit Union. 

This business card is designed for small business owners with good credit. The minimum credit score to apply is 680.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 12.49% up to 18%. The card has a variable balance transfer APR that ranges from 12.49% up to 18.0%.

It also has a variable cash advance APR that ranges from 12.49% up to 18%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business credit card does not offer an introductory rate on new purchases.

Midflorida Credit Union Business Visa Signature Card Rates & Terms
Purchase APR 12.49% - 18%
Balance Transfer APR 12.49% - 18.0%
Cash Advance APR 12.49% - 18%
Penalty APR 17.99%

What fees does it charge?

The following fees apply to this business credit card:

  • A late payment penalty of up to $10.
  • A returned payment fee of up to $25.
  • There is no overlimit fee

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Midflorida Credit Union Business Visa Signature Card Fees
Fees Amount
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $10

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Cellular Telephone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (866) 913-3733.

What is the support contact email?

The support contact email for this business credit card is midfloridacreditunionamp@livenation.com.

Does Midflorida Credit Union Business Visa Signature Card report your account activity to credit bureaus?

Yes, Midflorida Credit Union Business Visa Signature Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Midflorida Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Midflorida Credit Union Business Visa Signature Card

Manage your business expenses while enjoying the perks of MIDFLORIDA's Business Visa Signature credit card. Earn 2.5% cash back.1  Business Visa Signature account owners may redeem all or a portion of all available earned cash back rewards as a statement credit at any time.

Feature Breakdown

Minimum Interest Charge $0
No Interest Grace Period for Late Payment 21 days
Over-Limit Fee $0
Annual Fee Up to $50
Cash Advance Fee (%) Starting at 2%
Cash Advance Fee Minimum $20
Foreign Currency Transaction Fee 1%
Late Fee Amount Up to $10
Minimum Cash Advance Fee ($) Starting at $20
Returned Payment Fee Up to $25
Customer Type Business
Minimum Age 18
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Emergency Support
  • Cellular Telephone Protection
  • Travel Assistance
  • Concierge
Rewards Rates
  • Every Purchase
Signup Bonus Up to $100
Balance Computation Average daily balance (including new purchases)
Cash Advance APR (Variable APR) 12.49% - 18%
Penalty APR (Variable APR) 17.99%
Purchase APR (Variable APR) 12.49% - 18%
Balance Transfer APR (Variable APR) 12.49% - 18.0%
Card Network Visa
Card Type
  • Rewards
  • Cashback

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