Midflorida Credit Union Business Visa Signature Card
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| Purchase APR (Variable APR) | 12.49% - 18% |
| Balance Transfer APR (Variable APR) | 12.49% - 18.0% |
| Credit Score Range | 680 - 850 |
| Annual Fee | Up to $50 |
Midflorida Credit Union Business Visa Signature Card Review
Key Takeaways
- Competitive APRs. Midflorida Credit Union Business Visa Signature Card has a variable purchase APR that ranges from 12.49% up to 18%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, purchase protection, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Midflorida Credit Union Business Visa Signature Card
| The Good | The Bad |
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Midflorida Credit Union Business Visa Signature Card FAQ
Who is Midflorida Credit Union Business Visa Signature Card designed for?
This is a credit card issued by Midflorida Credit Union.
This business card is designed for small business owners with good credit. The minimum credit score to apply is 680.
What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 12.49% up to 18%. The card has a variable balance transfer APR that ranges from 12.49% up to 18.0%.
It also has a variable cash advance APR that ranges from 12.49% up to 18%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 12.49% - 18% |
| Balance Transfer APR | 12.49% - 18.0% |
| Cash Advance APR | 12.49% - 18% |
| Penalty APR | 17.99% |
What fees does it charge?
The following fees apply to this business credit card:
- A late payment penalty of up to $10.
- A returned payment fee of up to $25.
- There is no overlimit fee
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $10 |
Does it offer a cash back or rewards program?
Yes, Midflorida Credit Union Business Visa Signature Card offers a rewards program to its customers. The rewards program allows you to earn 2.5% cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Every Purchase
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (866) 913-3733.
What is the support contact email?
The support contact email for this business credit card is midfloridacreditunionamp@livenation.com.
Does Midflorida Credit Union Business Visa Signature Card report your account activity to credit bureaus?
Yes, Midflorida Credit Union Business Visa Signature Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Midflorida Credit Union .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Midflorida Credit Union Business Visa Signature Card
Contact
- Headquarters
-
129 S. Kentucky Ave Lakeland
FL 33801
Kentucky, FL 33801 USA - (866) 913-3733
- Visit Site
- Email Support
Other Services by Midflorida Credit Union
Feature Breakdown
| Annual Fee | Up to $50 |
| Cash Advance Fee (%) | Starting at 2% |
| Cash Advance Fee Minimum | $20 |
| Foreign Currency Transaction Fee | 1% |
| Late Fee Amount | Up to $10 |
| Minimum Cash Advance Fee ($) | Starting at $20 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Over-Limit Fee | $0 |
| Returned Payment Fee | Up to $25 |
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