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Last Updated: 04/18/2025

Midflorida Credit Union Business Visa Platinum Card

in Business Credit Cards from Midflorida Credit Union

Last Updated: 04/18/2025

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Highlights

Purchase APR (Variable APR)

10.49% - 18%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

10.49% - 18%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

600 - 850

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Midflorida Credit Union Business Visa Platinum Card Review

This is a card issued by Midflorida Credit Union. If you're wondering whether Midflorida Credit Union Business Visa Platinum Card is the right card for you, read on.

Key Takeaways

  • APRs: Midflorida Credit Union Business Visa Platinum Card has a variable regular purchase APR that ranges from 10.49% up to 18%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Midflorida Credit Union business credit card

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 10.49% up to 18% . The card has a variable balance transfer APR that ranges from 10.49% up to 18% .
It also has a variable cash advance APR that ranges from 10.49% up to 18% . Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $10 .
  • A returned payment fee of up to $25.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

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    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Midflorida Credit Union logo

    Message from Midflorida Credit Union business credit card

    When you work hard, you want a credit card that works hard too. With the Visa Platinum, you'll be able to keep your business expenses organized and stretch your cash flow. You can use it to pay bills, cover large expenses and or take a cash advance.  Plus, you'll pay a lower interest rate and no annual fee. No annual fee. Competitive interest rates. Unlimited number of authorized cardholders at no extra cost. Mobile Wallet with Google Pay, Apple Pay and Samsung Pay. Transaction alerts. Automated Fraud Alerts to notify you of suspicious activity.

    Contact

    Headquarters

    129 S. Kentucky Ave Lakeland
    FL 33801
    Kentucky, FL 33801
    Visit Site

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