Mountain View Bank Business Cash Preferred Card

Key Takeaways

• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
• APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 18.24% up to 27.24%.
• No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• A 3% balance transfer fee. Mountain View Bank Business Cash Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
• Multiple business credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, purchase security, and fraud protection.
• Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Mountain View Bank Business Cash Preferred Card

What are the relevant APRs?

What fees does it charge?

• There is no annual fee.
• A late payment penalty of up to $39 .
• A returned payment fee of $35.

Does it offer a cash back or rewards program?