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  Oregon State Credit Union Business Visa Credit Card
Oregon State Credit Union Business Visa Credit Card
in Business Credit Cards from Oregon State Credit Union
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Oregon State Credit Union Business Visa Credit Card

Unaffiliated
in Business Credit Cards from Oregon State Credit Union
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Highlights
Purchase APR  (Variable APR) 9.99% - 18%
Balance Transfer APR  (Variable APR) 18%
Credit Score Range 600 - 850
Annual Fee $25

Oregon State Credit Union Business Visa Credit Card Review

Key Takeaways

  • Competitive APRs. Oregon State Credit Union Business Visa Credit Card has a variable purchase APR that ranges from 9.99% up to 18%.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Oregon State Credit Union business credit card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Considers applicants with fair credit.
  • Oregon State Credit Union Business Visa Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $25
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

Oregon State Credit Union business credit card FAQ

Who is Oregon State Credit Union business credit card designed for?

This is a credit card issued by Oregon State Credit Union.

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 9.99% up to 18%. The card has a variable balance transfer APR of 18% .

It also has a variable cash advance APR of 18%.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

Oregon State Credit Union business credit card Rates & Terms
Purchase APR 9.99% - 18%
Balance Transfer APR 18%
Cash Advance APR 18%

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $25.
  • A late payment penalty of up to $25.
Oregon State Credit Union business credit card Fees
Fees Amount
Annual Fee $25
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Late Payment Fee $25

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

What are the benefits?

This business credit card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 732-0173.

What is the support contact email?

The support contact email for this business credit card is marketing@oregonstatecu.com.

Does Oregon State Credit Union Business Visa Credit Card report your account activity to credit bureaus?

Yes, Oregon State Credit Union Business Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Oregon State Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Message From Oregon State Credit Union business credit card

Manage business expenses and keep personal expenses separate with our Business Visa® credit card. Low variable interest rate. No fees for cash advances or balance transfers. No minimum finance charges. Low annual fee waived if the card is used once every 12 months. No interest charged on purchases if balance is paid on time and in full each month. Flexible credit limit up to $50,000. Use as overdraft protection for your Business checking account. Free online access to view transactions and make payments. Accepted at millions of locations worldwide. Employee credit cards with unique credit limits are available.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by Oregon State Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $25
Cash Advance Fee (%) 0%
Cash Advance Fee Minimum $0
Late Fee Amount $25
Minimum Cash Advance Fee ($) $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 30 days
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
APR Type Variable APR
Balance Computation Average daily balance (including new purchases)
Cash Advance APR (Variable APR) 18%
Credit Limit Up to $50,000
Purchase APR (Variable APR) 9.99% - 18%
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Balance Transfer APR (Variable APR) 18%
Card Network Visa
Card Type
  • Balance Transfer

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