Oregon State Credit Union Business Visa Credit Card
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| Purchase APR (Variable APR) | 9.99% - 18% |
| Balance Transfer APR (Variable APR) | 18% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $25 |
Oregon State Credit Union Business Visa Credit Card Review
Key Takeaways
- Competitive APRs. Oregon State Credit Union Business Visa Credit Card has a variable purchase APR that ranges from 9.99% up to 18%.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Oregon State Credit Union business credit card
| The Good | The Bad |
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Oregon State Credit Union business credit card FAQ
Who is Oregon State Credit Union business credit card designed for?
This is a credit card issued by Oregon State Credit Union.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.
What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 9.99% up to 18%. The card has a variable balance transfer APR of 18% .
It also has a variable cash advance APR of 18%.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 9.99% - 18% |
| Balance Transfer APR | 18% |
| Cash Advance APR | 18% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $25.
- A late payment penalty of up to $25.
| Fees | Amount |
|---|---|
| Annual Fee | $25 |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Late Payment Fee | $25 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
What are the benefits?
This business credit card provides the following benefits:
- Fraud Liability
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (800) 732-0173.
What is the support contact email?
The support contact email for this business credit card is marketing@oregonstatecu.com.
Does Oregon State Credit Union Business Visa Credit Card report your account activity to credit bureaus?
Yes, Oregon State Credit Union Business Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Oregon State Credit Union .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Oregon State Credit Union business credit card
Contact
- Headquarters
-
4800 SW Research Way
Corvallis, OR 97333 USA - (800) 732-0173
- Visit Site
- Email Support
Other Services by Oregon State Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $25 |
| Cash Advance Fee (%) | 0% |
| Cash Advance Fee Minimum | $0 |
| Late Fee Amount | $25 |
| Minimum Cash Advance Fee ($) | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 30 days |
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