Last Updated: 05/14/2026
Hanover Bank Business Cash Rewards Visa® Credit Card
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Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
19.24% - 29.24%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.24% - 29.24%(Verified 06/21/2024)
Annual Fee
$0
Credit Score Range
N/A
Hanover Bank Business Cash Rewards Visa® Credit Card Review
This is a cashback card issued by Hanover Community Bank. If you're wondering whether Hanover Bank Business Cash Rewards Visa® Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.24% up to 29.24%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Hanover Bank Business Cash Rewards Visa® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
Pros & Cons of Hanover Bank Business Cash Rewards Visa® Credit Card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 19.24% up to 29.24% . The card has a variable balance transfer APR that ranges from 19.24% up to 29.24% .
It also has a variable cash advance APR of 29.24%.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 6 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.
| Purchase APR | 19.24% - 29.24% |
| Balance Transfer APR | 19.24% - 29.24% |
| Cash Advance APR | 29.24% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $40 .
- A returned payment fee of up to $40.
| Fees | Amount |
| Annual Fee | $0 |
| Balance Transfer Fee | 3% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | $20 to $40 |
Does it offer a cash back or rewards program?
Yes, Hanover Bank Business Cash Rewards Visa® Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Bonus Rewards | Earn unlimited cash back on all net purchases, every day. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories | Every Purchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Every Purchase
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
Other Services by Hanover Community Bank
Other Business Credit Cards from Hanover Community Bank
Rating not yet determined
Purchase APR
16.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
16.24% - 26.24%
Disclaimer popup with additional information
Annual Fee
$0
Credit Score Range
670 - 850
300
850
Rating not yet determined
Purchase APR
17.24% - 27.24%
Disclaimer popup with additional information
Balance Transfer APR
17.24% - 27.24%
Disclaimer popup with additional information
Annual Fee
N/A
Credit Score Range
670 - 850
300
850
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