SuperMoney
  Pinnacle Financial Partners Mastercard Business World Elite Credit Card

Pinnacle Financial Partners Mastercard Business World Elite Credit Card

in Business Credit Cards from Pinnacle Financial Partners

Unaffiliated

Pinnacle Financial Partners Mastercard Business World Elite Credit Card

Unaffiliated

in Business Credit Cards from Pinnacle Financial Partners

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Pinnacle Financial Partners Mastercard Business World Elite Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 12.99% - 18.99%
Balance Transfer APR  (Variable APR) 12.99% - 18.99%
Credit Score Range 650 - 850
Annual Fee $0

Pinnacle Financial Partners Mastercard Business World Elite Credit Card Review

Key Takeaways
  • Competitive APRs. Pinnacle Financial Partners Mastercard Business World Elite Credit Card has a variable purchase APR that ranges from 12.99% up to 18.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Pinnacle Financial Partners Mastercard Business World Elite Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Pinnacle Financial Partners Mastercard Business World Elite Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Pinnacle Financial Partners Mastercard Business World Elite Credit Card is accepted.
  • Pinnacle Financial Partners Mastercard Business World Elite Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee.
Pinnacle Financial Partners Mastercard Business World Elite Credit Card FAQ

Who is Pinnacle Financial Partners Mastercard Business World Elite Credit Card designed for?

This is a credit card issued by Pinnacle Financial Partners. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 12.99% up to 18.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 18.99%.

It also has a variable cash advance APR of 21%.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business credit card does not offer an introductory rate on new purchases.

Pinnacle Financial Partners Mastercard Business World Elite Credit Card Rates & Terms
Purchase APR 12.99% - 18.99%
Balance Transfer APR 12.99% - 18.99%
Cash Advance APR 21%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $35.
  • A returned payment fee of up to $35.
  • An overlimit fee of $35.

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Pinnacle Financial Partners Mastercard Business World Elite Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $35
Late Payment Fee $25 to $35

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (615) 744-3705.

Does Pinnacle Financial Partners Mastercard Business World Elite Credit Card report your account activity to credit bureaus?

Yes, Pinnacle Financial Partners Mastercard Business World Elite Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Pinnacle Financial Partners .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 4:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

Other Services by Pinnacle Financial Partners

Icon for Business Credit Cards
View all business credit cards offered by Pinnacle Financial Partners

Feature Breakdown

Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Up to 4%
Cash Advance Fee Minimum $10
Late Fee Amount $25 - $35
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $1
Over-Limit Fee $35
Returned Payment Fee $35
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
Rewards Rates
  • Every Purchase
Balance Computation average daily balance (including new purchases).
Cash Advance APR (Variable APR) 21%
Purchase APR (Variable APR) 12.99% - 18.99%
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Balance Transfer APR (Variable APR) 12.99% - 18.99%
Card Network Mastercard
Card Type
  • Rewards
  • Balance Transfer

Be the first to rate

 

Would you recommend Pinnacle Financial Partners Mastercard Business World Elite Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Business Credit Cards

Pinnacle Financial Partners Business Credit Cards

Loading...