Pinnacle Financial Partners MC Credit Card
Not enough votes for recommendation
Would you recommend Pinnacle Financial Partners MC Credit Card to your friends?
| Purchase APR (Variable APR) |
12.99 - 18.99 (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
12.99 - 18.99 (Verified 08/04/2023) |
| Annual Fee | $0 |
| Credit Score Range | 650 - 850 |
Pinnacle Financial Partners MC Credit Card Review
This is a rewards card issued by Pinnacle Financial Partners. If you're wondering whether Pinnacle Financial Partners MC Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Pinnacle Financial Partners MC Credit Card has a variable purchase APR that ranges from 12.99% up to 18.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Pinnacle Financial Partners MC Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.5% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Pinnacle Financial Partners MC Credit Card
| The Good | The Bad |
|---|---|
|
|
What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 12.99% up to 18.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 18.99%.
It also has a variable cash advance APR of 21%.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 12.99% - 18.99% |
| Balance Transfer APR | 12.99% - 18.99% |
| Cash Advance APR | 21% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $35.
- A returned payment fee of up to $35.
- An overlimit fee of $35.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1.5%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $30. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1.5% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $25 to $35 |
Does it offer a cash back or rewards program?
Yes, Pinnacle Financial Partners MC Credit Card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Every Purchase
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Fraud Liability
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (615) 744-3705.
What is the support contact email?
The support contact email for this business credit card is last@pnfp.com.
Does Pinnacle Financial Partners MC Credit Card report your account activity to credit bureaus?
Yes, Pinnacle Financial Partners MC Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Pinnacle Financial Partners MC Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Pinnacle Financial Partners MC Credit Card
Contact
- Headquarters
-
150 3rd Avenue South
Nashville, TN 37201 USA - (615) 744-3705
- Visit Site
- Email Support
Other Services by Pinnacle Financial Partners
Other Business Credit Cards by Pinnacle Financial Partners
Feature Breakdown
| Annual Fee | $0 |
| Cash Advance Fee (%) | Up to 4 |
| Cash Advance Fee Minimum | 10 |
| Foreign Currency Transaction Fee | 1.5 |
| Late Fee Amount | 25 - 35 |
| Minimum Cash Advance Fee ($) | Starting at 10 |
| Minimum Interest Charge | 1 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Over-Limit Fee | 35 |
| Returned Payment Fee | 35 |
Be the first to rate
Would you recommend Pinnacle Financial Partners MC Credit Card to your friends?
Other Business Credit Cards
- Alliance CU Visa Smart Business Rewards Card
- America First CU Business Visa Cash Back
- Associated Bank Visa® Business Real Rewards Card
- Bank of America Platinum Plus® Mastercard® Business Credit Card
- City National Bank Preferred Points Card
- Corporate Gold Card
- Delta SkyMiles Platinum Business Card
- National Bank Arizona Business Rewards Visa Credit Card
- Navy Federal Credit Union Business Credit Card
- Oregon Community CU Visa Credit Card
- SKYPASS Visa Signature® Business Card
- Southwest Rapid Rewards Performance Business Credit Card
