Last Updated: 05/11/2026
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Highlights
APY (Annual Percentage Yield)
Up to 3.60%(Verified 11/08/2025)
Minimum Opening Deposit
$0
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Minimum Balance to Earn APY
$0
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Axos Business Premium Savings Review
Axos Business Premium Savings is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Business Premium Savings are available in 50 states and Washington, DC.
Key Takeaways
- Bundle with checking and unlock a bonus of up to $600. Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.†
- High yield savings. This account offers an annual percentage yield of up to 3.60%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Axos Business Premium Savings Pros & Cons
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Axos Business Premium Savings FAQ
Are business savings accounts from Axos Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #35546). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Axos Bank offer a signup bonus?
Yes, Axos Business Premium Savings offers a signup bonus.
Bundle with checking and unlock a bonus of up to $600. Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.†
What is the minimum initial deposit for Axos Business Premium Savings?
There is no minimum deposit to open a Axos Business Premium Savings.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Axos Business Premium Savings offer?
Axos Business Premium Savings offers an APY up to 3.60% (APY stands for annual percentage yield, rates may change). This is higher than the typical interest rates for online-only business savings accounts, which is around 1% APY.
What fees does Axos Business Premium Savings charge?
Axos Business Premium Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Axos Business Premium Savings offer?
This savings account includes the following features:
- Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
- Mobile Banking Services - Axos Business Premium Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Axos Business Premium Savings?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Axos Business Premium Savings?
The customer support email for Axos Business Premium Savings is businessbanking@axosbank.com.
Is Axos Business Premium Savings legit?
Axos Bank was founded in 2000; it is a well-established company that has been in business for 26 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Axos Business Premium Savings Disclosure: †
Axos Small Business Banking customers can earn up to $600 through the Axos Small Business Banking Cash Bonus Promotion. Promotional terms and conditions are subject to change or removal without notice.
Axos Small Business Banking Cash Bonus Promotion Terms The following terms and conditions (the "Terms") apply to the Axos Small Business Banking Cash Bonus Promotion, which allows eligible businesses (as defined below) to earn up to $600 on their Basic Business Checking account over 6 statement cycles after account opening by completing the required actions described below.
Promotion Period: October 9th, 2025 at 12:00 a.m. E.T. - June 30, 2026 at 11:59 p.m. E.T.
Who is eligible for the Cash Bonus Promotion?
To be eligible to qualify for the Cash Bonus Promotion, a business must:
· Become a new Axos business customer in the Promotion Period (10/9/2025 - 6/30/2026)
· Apply and be approved for a Business Premium Savings account AND a Basic Business Checking account through a single application (bundle)
· Enter the promo code (SBB600) in the Business Premium Savings / Basic Business Checking application
· Not have qualified for any part of this, or another, Axos promotion on any account(s) within the last 12 months as of the date that the bundled accounts were opened
Businesses who have opened an Axos Small Business Banking account prior to the Promotion Period are not eligible for the Cash Bonus Promotion. Eligible businesses must complete the qualifying activities described below in each Statement Cycle in order to receive the cash bonus in that Statement Cycle.
What qualifying activities do I need to complete to earn the cash bonus?
To qualify for each cash bonus during an eligible Statement Cycle, an eligible business must meet the following requirements in each Qualification Period:
· Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
· Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
· Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
· Maintain an average daily balance of at least $50,000 in the Business Premium Savings account
The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the Cash Bonus starting in the following month.
Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder's Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.
Both accounts must be in an open and active status on the 25th of the month and on the date the Cash Bonus is paid to receive the Cash Bonus for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the Cash Bonus for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.
Additional Important Terms for the Axos Small Business Banking Cash Bonus Promotion
A business is eligible to qualify in the first 7 statement cycles after eligible accounts are opened.
An eligible business can qualify for the Cash Bonus for a maximum of 6 statement cycles.
If an eligible business meets the qualifications during the Qualification Period within a Statement Cycle, a payment of $100 will be credited to their Basic Business Checking account.
This $100 credit will be paid within the first 15 business days following the end of the Statement Cycle in which the eligible business qualified.
An eligible business can earn up to $600 in cash bonuses throughout the entirety of this promotion.
Only one promotional offer may apply to a business at any time. The Cash Bonus Promotion may not be combined with other promotional offers.
Promotion is non-transferable and limited to one account per business. Any subsequent accounts opened by the business will not be eligible for the Cash Bonus Promo.
Axos reserves the right to modify, suspend, or terminate the Promotion at any time without notice.
Standard rates are variable and subject to change at any time. Fees may reduce earnings. For current rates and additional disclosures, please see:
https://www.axosbank.com/business
https://www.axosbank.com/legal/disclosures
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
12:00AM - 12:00AM
Monday
12:00AM - 12:00AM
Tuesday
12:00AM - 12:00AM
Wednesday
12:00AM - 12:00AM
Thursday
12:00AM - 12:00AM
Friday
12:00AM - 12:00AM
Saturday
12:00AM - 12:00AM
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