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  Axos Bank Home Purchase Mortgage

Axos Bank Home Purchase Mortgage

in Home Purchase Mortgages from Axos Bank

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Axos Bank Home Purchase Mortgage

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in Home Purchase Mortgages from Axos Bank

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Highlights
Highlights
APR 4.25% - 18%
Loan Amount $50,000 - $10,000,000
Loan Term 10 - 30 years

Axos Bank Home Purchase Mortgage Review

Where does Axos Bank Home Purchase Mortgage do business?

Axos Bank Home Purchase Mortgage is based in San Diego, CA. The company was founded in 2000 and offers mortgages to borrowers in 50 states (and Washington, DC).

How much can you borrow via Axos Bank Home Purchase Mortgage?

Axos Bank Home Purchase Mortgage allows borrowers to apply for loan amounts of up to $10,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with Axos Bank Home Purchase Mortgage?

Axos Bank Home Purchase Mortgage offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What range of rates does Axos Bank Home Purchase Mortgage offer?

Axos Bank Home Purchase Mortgage offers home loans with APRs starting at 4.25% and up to 18%.

What is the estimated funding time for a home loan via Axos Bank Home Purchase Mortgage?

Axos Bank Home Purchase Mortgage will typically fund mortgages within 21 and 30 days of approval.

Does Axos Bank Home Purchase Mortgage charge a mortgage origination fee?

Yes, Axos Bank Home Purchase Mortgage may charge a loan origination fee starting at $0

What mortgage programs does Axos Bank Home Purchase Mortgage offer?

Axos Bank Home Purchase Mortgage offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • Jumbo: Any mortgage with a loan amount above the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2018, the jumbo threshold is $453,100 in most of the United States.
  • Conforming: Mortgages that meet the loan requirements of Fannie Mae and Freddie Mac. These have fixed rate terms of 10 to 30 years and adjustable rate terms ranging from 3 to 10 years. Down payments as low as 5%.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Axos Bank Home Purchase Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Axos Bank Home Purchase Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Investment properties and house flipping projects
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Contact

  • Headquarters
  •   4350 La Jolla Village Drive
    Suite 140
    San Diego, CA 92122 USA
  •   Visit Site

Hours of Operation

  • Sunday 12:00pm - 12:00pm
  • Monday 12:00pm - 12:00pm
  • Tuesday 12:00pm - 12:00pm
  • Wednesday 12:00pm - 12:00pm
  • Thursday 12:00pm - 12:00pm
  • Friday 12:00pm - 12:00pm
  • Saturday 12:00pm - 12:00pm

Other Services by Axos Bank

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Origination Fee ($) Starting at $0
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Joint Loan Applications Accepted
  • Co-borrower
Maximum LTV 97%
Minimum Age 18
Property Type
  • Manufactured/Mobile Home
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Residence
  • Social Security Number
  • Driver License (or other photo ID)
Estate/Trust/Retirement  
House Flipping  
Investment  
Primary Residence  
APR 4.25% - 18%
Loan Amount $50K - $10M
Loan Term 10 - 30 years

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