Last Updated: 04/18/2025
Cast Your Vote
Compare All CD Accounts
Filter & compare all your options in one place.
Highlights
Community Rating
APY (Annual Percentage Yield)
Minimum Opening Deposit
Certificate Term
- 12 months
- 18 months
- 2 years
- 30 months
- 3 years
- 4 years
- 5 years
Number of Reviews
Crescent Bank CD Accounts Review
Key Takeaways
- Only one CD type available. Crescent Bank only offers traditional CD accounts.
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 5.45%, which is much higher than the national average for a CD account.
- $1,000 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
- Wide selection of CD terms. Crescent Bank allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of Crescent Bank CD Accounts
| Pros | Cons |
|
|
Crescent Bank CD Accounts FAQ
Are CD from Crescent Bank federally insured?
What types of CDs does Crescent Bank offer?
Crescent Bank provides the following types of CDs.- Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.
What rates does Crescent Bank offer on its CDs?
What terms does Crescent Bank offer?
Crescent Bank offers CD terms of the following lengths:| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Certificate Term |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 12-Month APY | 5.45% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 4.40% - 5.45% (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2-Year APY | 5.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 3-Year APY | 4.75% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 4-Year APY | 4.55% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5-Year APY | 4.40% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 18-Month APY | 5.20% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 30-month APY | 4.80% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum deposit to open a CD account with Crescent Bank?
What is the grace period for Crescent Bank?
What types of fees, such as early withdrawal penalties, does Crescent Bank charge?
Crescent Bank CD Accounts Disclosure: *Online CD rates eligible for New Money only, funds must originate from a financial institution other than Crescent Bank. Minimum opening deposit $1,000. Annual Percentage Yield effective 04/20/2023, subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on account. For more information on insurance coverage visit www.fdic.gov. Member FDIC
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.