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  First Technology Federal Credit Union Share Certificate

First Technology Federal Credit Union Share Certificate

in CD Accounts from First Technology Federal Credit Union · Member ncua

Unaffiliated

First Technology Federal Credit Union Share Certificate

Unaffiliated

in CD Accounts from First Technology Federal Credit Union · Member NCUSIF

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Highlights
Minimum Opening Deposit Starting at $500
Deposit Term
  • 6 months
  • 12 months
  • 13 months
  • 2 years
  • 3 years
  • 5 years
APY (Annual Percentage Yield) 0.2% - 0.55%

First Technology Federal Credit Union Share Certificate Review

First Technology Federal Credit Union Share Certificate is offered by First Technology Federal Credit Union, a credit union founded in 2012 and based in Cupertino, CA. First Technology Federal Credit Union Share Certificate is available in 8 states across the USA.

First Technology Federal Credit Union Share Certificate FAQ

Are cd accounts from First Technology Federal Credit Union federally insured?

Yes, your First Technology Federal Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does First Technology Federal Credit Union offer?

  • Bump Up
  • Traditional

What APY does First Technology Federal Credit Union offer on its CDs?

First Technology Federal Credit Union Share Certificate offers an APY starting at 0.2% and ranging up to 0.55% (APY stands for annual percentage yield, rates may change).

What types of terms does First Technology Federal Credit Union Share Certificate offer?

First Technology Federal Credit Union offers CD terms of the following lengths:
First Technology Federal Credit Union Share Certificate Rates & Terms
Description
2-Year APY 0.35% - 0.4%
3-Year APY 0.4% - 0.45%
5-Year APY 0.55%
6-Month APY 0.2%
APY Type Fixed APY
12-Month APY 0.3%
APY (Annual Percentage Yield) 0.2% - 0.55%

What is the minimum deposit to open a CD account with First Technology Federal Credit Union?

First Technology Federal Credit Union Share Certificate requires a minimum initial deposit of $500 to open an account.

What types of early withdrawal penalties does First Technology Federal Credit Union Share Certificate charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

First Technology Federal Credit Union does not charge an early withdrawal fee.

First Technology Federal Credit Union Share Certificate Fees
Description
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   19960 Stevens Creek Boulevard
    Cupertino, CA 95014
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 1:00pm

Other Services by First Technology Federal Credit Union

Icon for CD Accounts
View all cd accounts offered by First Technology Federal Credit Union

Availability

  Available in 8 states
  • California
  • Colorado
  • Georgia
  • Idaho
  • Massachusetts
  • Oregon
  • Texas
  • Washington

Feature Breakdown

Minimum Opening Deposit Starting at $500
Grace Period for Account Changes 10 days
2-Year APY 0.35% - 0.4%
3-Year APY 0.4% - 0.45%
5-Year APY 0.55%
6-Month APY 0.2%
12-Month APY 0.3%
APY (Annual Percentage Yield) 0.2% - 0.55%
CD Accounts
  • Bump Up
  • Traditional

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First Technology Federal Credit Union CD Accounts

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