Last Updated: 05/14/2026
KeyPoint Credit Union CD Accounts
Unaffiliated
Last Updated: 05/14/2026
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Highlights
APY (Annual Percentage Yield)
Minimum Opening Deposit
Certificate Term
- 1 month
- 3 months
- 6 months
- 12 months
- 2 years
- 3 years
- 4 years
- 5 years
KeyPoint Credit Union CD Accounts Review
Key Takeaways
- Small selection of CD account types. keypoint credit union cd accounts only offers IRA and traditional CDs.
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 3.04%, which is much higher than the national average for a CD account.
- $1,000 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
- Wide selection of CD terms. keypoint credit union cd accounts allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of KeyPoint Credit Union CD Accounts
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KeyPoint Credit Union CD Accounts FAQ
Are CD from keypoint credit union federally insured?
What types of CDs does KeyPoint Credit Union offer?
keypoint credit union cd accounts provides the following types of CDs.- Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.
- IRA CDs. An IRA CD is a type of IRA that consists entirely of CDs. In general, you can invest in CDs in any IRA, but keypoint credit union cd accounts offers a CD that is specifically for retirement.
What rates does KeyPoint Credit Union offer on its CDs?
What terms does keypoint credit union cd accounts offer?
KeyPoint Credit Union offers CD terms of the following lengths:| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Certificate Term |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 3-Month APY | Up to 2.02% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 12-Month APY | 3.04% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 0.75% - 3.04% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6-Month APY | 2.78% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2-Year APY | 3.04% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 3-Year APY | 2.78% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 4-Year APY | 2.78% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5-Year APY | 3.04% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum deposit to open a CD account with KeyPoint Credit Union?
What is the grace period for keypoint credit union cd accounts?
What types of fees, such as early withdrawal penalties, does KeyPoint Credit Union charge?
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Other CD Accounts from KeyPoint Credit Union
APY (Annual Percentage Yield)
Minimum Opening Deposit
Certificate Term
- 3 months
- 6 months
- 12 months
- 2 years
- 3 years
- 4 years
- 5 years
APY (Annual Percentage Yield)
Minimum Opening Deposit
Certificate Term
- 7 months
- 12 months
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