Skip to content
SuperMoney logo
SuperMoney logo
CD Accounts
CD Accounts
2 more
Advertiser Disclosure

Last Updated: 05/14/2026

KeyPoint CU Business Promotional CD Account

from KeyPoint Credit Union

Last Updated: 05/14/2026

KeyPoint Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in CD Accounts

Barclays Bank logo

Barclays CD

Strongly recommended24 reviews
Visit Site

Compare All CD Accounts

Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

APY (Annual Percentage Yield)

4.75% - 5.12%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $1,000

Certificate Term

  • 7 months
  • 12 months
Speech bubbles icon

KeyPoint CU Business Promotional CD Account Review

KeyPoint CU Business Promotional CD Account are offered by KeyPoint Credit Union, a credit union founded in 1979 and based in Santa Clara, CA. KeyPoint CU Business Promotional CD Account are available in 50 states and Washington, DC.

Key Takeaways

  • Small selection of CD account types. KeyPoint CU Business Promotional CD Account only offers bump up and traditional CDs.
  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 5.12%, which is much higher than the national average for a CD account.
  • $1,000 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
  • Limited selection of CD terms. KeyPoint CU Business Promotional CD Account only offers two CD terms. This limits your options when trying to set up a CD ladder.

Pros & Cons of KeyPoint CU Business Promotional CD Account

KeyPoint CU Business Promotional CD Account FAQ

Are CD from keypoint credit union federally insured?

No, your KeyPoint Credit Union CD accounts are not insured by a federal insurance agency. This means that if KeyPoint Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What types of CDs does KeyPoint Credit Union offer?

KeyPoint CU Business Promotional CD Account provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.
  • Bump-up CDs. Bump-up CDs allow you to increase the interest rate you earn on your savings if the going interest rates rise. These CDs are useful in a changing interest rate environment.

What rates does KeyPoint Credit Union offer on its CDs?

KeyPoint CU Business Promotional CD Account offers an APY starting at 4.75% and ranging up to 5.12%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding. This is higher than the typical interest rate for online-only checking accounts, which is around 1% APY.

What terms does KeyPoint CU Business Promotional CD Account offer?

KeyPoint Credit Union offers CD terms of the following lengths:

What is the minimum deposit to open a CD account with KeyPoint Credit Union?

KeyPoint CU Business Promotional CD Account require a minimum deposit of $1,000 to open an account.

What is the grace period for KeyPoint CU Business Promotional CD Account?

KeyPoint CU Business Promotional CD Account does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does KeyPoint Credit Union charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.
KeyPoint Credit Union charges an early withdrawal fee.
KeyPoint Credit Union does charge any of the fees we track.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2805 Bowers Ave
Santa Clara, CA 95051
(888) 255-3637
Visit Site
Email Support

Hours of Operation

Sunday
9:00AM - 5:00PM
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:30AM - 2:00PM
Saturday
9:30AM - 2:00PM

Other Services by KeyPoint Credit Union

Business Checking Accounts

2 products

Be the first to rate

Business Savings Accounts

Be the first to rate

Checking Accounts

5 products

Be the first to rate

Money Market Accounts

3 products

Be the first to rate

Savings Accounts

4 products

Be the first to rate

Credit Cards

4 products

Be the first to rate

Auto Loans

3 products

Be the first to rate

Personal Lines of Credit

Be the first to rate

Personal Loans

5 products

Be the first to rate

Private Student Loans

Be the first to rate

Home Equity Lines of Credit

Be the first to rate

Home Equity Loans

Be the first to rate

Home Mortgage Loans

Be the first to rate

Other CD Accounts from KeyPoint Credit Union

KeyPoint Credit Union logo
KeyPoint Credit Union CD Accounts
Rating not yet determined
Be the first to rate

APY (Annual Percentage Yield)

0.75% - 3.04%
Disclaimer popup with additional information

Minimum Opening Deposit

Starting at $1K

Certificate Term

  • 1 month
  • 3 months
  • 6 months
  • 12 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
Show More
Visit Site
KeyPoint Credit Union logo
KeyPoint CU Business CD Account
Rating not yet determined
Be the first to rate

APY (Annual Percentage Yield)

0.75% - 3.04%
Disclaimer popup with additional information

Minimum Opening Deposit

Starting at $1K

Certificate Term

  • 3 months
  • 6 months
  • 12 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
Show More
Visit Site

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

KeyPoint CU Business Promotional CD Account Community Reviews

Would you recommend KeyPoint CU Business Promotional CD Account to your friends?

There are currently no reviews.

You might also like

Thumbnail for Best Pick: Best CD Rates
Best CD Rates

SuperMoney

Thumbnail for Blog Article: Checking vs. Savings Account: Which Do You Need?
Checking vs. Savings Account: Which Do You Need?

Andrew Latham

Thumbnail for Blog Article: APR vs. APY: What's the Difference?
APR vs. APY: What's the Difference?

Bryce Sanders

Thumbnail for Blog Article: Discover Bank Joins the Fee-Free Bandwagon - Discover Bank Fees Removed From Deposit Accounts
Discover Bank Joins the Fee-Free Bandwagon - Discover Bank Fees Removed From Deposit Accounts

Andrew Latham

Thumbnail for Blog Article: Best Credit Unions: The Top 50 Credit Unions in the U.S.
Best Credit Unions: The Top 50 Credit Unions in the U.S.

Andrew Latham

Thumbnail for Blog Article: Where Is a Savings Bond Serial Number?
Where Is a Savings Bond Serial Number?

Emily Africa

Browse CD Accounts

Barclays CD
Alliant Credit Union Certificate