Skip to content
SuperMoney logo
SuperMoney logo
CD Accounts
CD Accounts
2 more
Advertiser Disclosure

Last Updated: 05/14/2026

Lifetime Federal CU CD Accounts

from Lifetime Federal Credit Union

Last Updated: 05/14/2026

Lifetime Federal Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in CD Accounts


Barclays Bank logo

Barclays CD

Strongly recommended24 reviews
Visit Site

Compare All CD Accounts


Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

APY (Annual Percentage Yield)

4.33% - 5.12%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $0

Certificate Term

  • 6 months
  • 12 months
  • 2 years

Speech bubbles icon

Lifetime Federal CU CD Accounts Review

Lifetime Federal CU CD Accounts are offered by Lifetime Federal Credit Union, a credit union founded in 1949 and based in Tulsa, OK. Lifetime Federal CU CD Accounts are available in 50 states and Washington, DC.

Key Takeaways

  • Small selection of CD account types. Lifetime Federal CU CD Accounts only offers IRA and traditional CDs.
  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 5.12%, which is much higher than the national average for a CD account.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Limited selection of CD terms. Lifetime Federal CU CD Accounts only offers three CD terms. This limits your options when trying to set up a CD ladder.

Pros & Cons of Lifetime Federal CU CD Accounts

Lifetime Federal CU CD Accounts FAQ

Are CD from Lifetime Federal Credit Union federally insured?

No, your Lifetime Federal Credit Union CD accounts are not insured by a federal insurance agency. This means that if Lifetime Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What types of CDs does Lifetime Federal Credit Union offer?

Lifetime Federal CU CD Accounts provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.
  • IRA CDs. An IRA CD is a type of IRA that consists entirely of CDs. In general, you can invest in CDs in any IRA, but Lifetime Federal CU CD Accounts offers a CD that is specifically for retirement.

What rates does Lifetime Federal Credit Union offer on its CDs?

Lifetime Federal CU CD Accounts offers an APY starting at 4.33% and ranging up to 5.12%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding. This is higher than the typical interest rate for online-only checking accounts, which is around 1% APY.

What terms does Lifetime Federal CU CD Accounts offer?

Lifetime Federal Credit Union offers CD terms of the following lengths:

What is the minimum deposit to open a CD account with Lifetime Federal Credit Union?

Lifetime Federal CU CD Accounts does not require a minimum deposit.

What is the grace period for Lifetime Federal CU CD Accounts?

Lifetime Federal CU CD Accounts does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Lifetime Federal Credit Union charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.
Lifetime Federal Credit Union charges an early withdrawal fee.
Lifetime Federal Credit Union does charge any of the fees we track.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1400 S Boston Ave
Tulsa, OK 74119
(972) 766-6732
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed

Other Services by Lifetime Federal Credit Union

Checking Accounts

Be the first to rate


Savings Accounts

Be the first to rate

Credit Cards

3 products

Be the first to rate

Auto Loans

Be the first to rate


Personal Lines of Credit

Be the first to rate


Personal Loans

Be the first to rate

Home Mortgage Loans

Be the first to rate

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Lifetime Federal CU CD Accounts Community Reviews

Would you recommend Lifetime Federal CU CD Accounts to your friends?

There are currently no reviews.

You might also like


Thumbnail for Best Pick: Best CD Rates
Best CD Rates

SuperMoney


Browse CD Accounts