Last Updated: 04/18/2025
Lifetime Federal CU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 11.50%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Lifetime Federal CU Personal Loans Review
Lifetime Federal CU Personal Loans is offered by Lifetime Federal Credit Union, a credit union founded in 1949 and based in Tulsa, OK. Lifetime Federal CU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Lifetime Federal CU Personal Loans are on the higher end of the market.
Lifetime Federal CU Personal Loans Pros & Cons
| Pros | Cons |
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Lifetime Federal CU Personal Loans FAQ
What interest rates and personal loan terms does Lifetime Federal CU Personal Loans offer?
Lifetime Federal CU Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Lifetime Federal CU Personal Loans offer?
Lifetime Federal CU Personal Loans offers a variable APR personal loan product that starts at 11.50% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 11.50% |
What fees does Lifetime Federal CU Personal Loans charge?
Does Lifetime Federal CU Personal Loans charge an origination fee?
Lifetime Federal CU Personal Loans may charge a personal loan origination fee .
Does Lifetime Federal CU Personal Loans charge a late fee?
Lifetime Federal CU Personal Loans does not disclose whether it charges late payment fees.
Does Lifetime Federal CU Personal Loans charge prepayment fees?
No, Lifetime Federal CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Lifetime Federal CU Personal Loans?
Lifetime Federal CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Lifetime Federal CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Lifetime Federal CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of insurance
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Lifetime Federal CU Personal Loans report your account activity to credit bureaus?
Yes, Lifetime Federal CU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Lifetime Federal Credit Union perform a hard credit pull?
Yes, Lifetime Federal CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Lifetime Federal CU Personal Loans legit?
Lifetime Federal Credit Union was founded in 1949, it is a well-established company that has been in business for 77 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed