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CD Accounts
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Last Updated: 10/10/2025

PenFed Credit Union Certificates

in CD Accounts from PenFed Credit Union

Last Updated: 10/10/2025

PenFed Credit Union logo
Strongly recommended17 total votes
15 users recommend
2 users are unsure
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Highlights

Community Rating

Strongly recommended

APY (Annual Percentage Yield)

0.4% - 1.1%(Verified 06/21/2024)
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Minimum Opening Deposit

Starting at $1,000
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Certificate Term

  • 6 months
  • 12 months
  • 18 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
  • 7 years

Number of Reviews

17

PenFed Credit Union Certificates Disclosure: APY (Annual Percentage Yield) is accurate as of July 21,2021. Rates are subject to change and are fixed for the term of the certificate. Certificates dividends compound daily and credited monthly. Penalty will be imposed for early withdrawal. This will reduce earnings on the account.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from PenFed

Our members’ financial growth is our growth. When you invest with PenFed, we want to ensure you get the most for your money. That’s why we offer IRA certificates that give you dividends like a certificate and tax advantages like an IRA. Start saving with balances as low as $1,000 with no maximum limit. With a PenFed IRA Certificate, you can start small and earn more. Growth and security: get the best of both worlds with a certificate and an IRA rolled into one. Invest in your future while steadily growing your dividends.

Contact

Headquarters

7940 Jones Branch Dr
Tysons, VA 22102
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed

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