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  PenFed Credit Union IRA Certificate

PenFed Credit Union IRA Certificate

in CD Accounts from PenFed Credit Union

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PenFed Credit Union IRA Certificate

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Highlights
Highlights
Minimum Initial Deposit $1,000
Deposit Term
  • 12 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
  • 7 years
APY (Annual Percentage Yield) 0.95% - 1.25%

PenFed Credit Union IRA Certificate Review

PenFed Credit Union IRA Certificate is offered by PenFed Credit Union, a credit union founded in 1935 and based in Alexandria, VA. PenFed Credit Union IRA Certificate is available in 50 states (and Washington, DC).

PenFed Credit Union IRA Certificate FAQ

Are cd accounts from PenFed Credit Union federally insured?

Yes, your PenFed Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does PenFed Credit Union offer?

  • IRA

What APY does PenFed Credit Union offer on its CDs?

PenFed Credit Union IRA Certificate offers an APY starting at 0.95% and ranging up to 1.25% (APY stands for annual percentage yield, rates may change).

What types of terms does PenFed Credit Union IRA Certificate offer?

PenFed Credit Union offers CD terms of the following lengths:
PenFed Credit Union IRA Certificate Rates & Terms
Description
APY (Annual Percentage Yield) 0.95% - 1.25%
APY Type Fixed APY
3-Month APY N/A
6-Month APY N/A
11-Month APY N/A
12-Month APY 0.95%
2-Year APY 0.95%
3-Year APY 0.95%
4-Year APY 1%
5-Year APY 1.15%
7-Year APY 1.25%

What is the minimum deposit to open a CD account with PenFed Credit Union?

PenFed Credit Union IRA Certificate requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does PenFed Credit Union IRA Certificate charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

PenFed Credit Union does not charge an early withdrawal fee.

PenFed Credit Union IRA Certificate Fees
Description
Annual Fee N/A
Transfer Fee N/A
Rollover Fee N/A
Early Withdrawal Fee Amount N/A
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $1,000
Grace Period for Account Changes 0 days
2-Year APY 0.95%
3-Year APY 0.95%
4-Year APY 1%
5-Year APY 1.15%
7-Year APY 1.25%
12-Month APY 0.95%
APY (Annual Percentage Yield) 0.95% - 1.25%
CD Accounts IRA

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