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  AnnualCreditReport.com
AnnualCreditReport.com
in Credit Monitoring Services from Central Source, LLC
Unaffiliated

AnnualCreditReport.com

Unaffiliated
in Credit Monitoring Services from Central Source, LLC
SuperMoney Net Recommendation Score -10  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -10, equating to 2.8 on a 5 point rating scale.

-10

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

3 users recommend
3 users are unsure
4 users don't recommend
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Highlights
Community Rating Mostly not recommended
Monthly Maintenance Fee $0
(Verified 08/04/2023)
Number of Reviews 10

AnnualCreditReport.com Review

AnnualCreditReport.com Pros & Cons

Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • FICO Score available.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • Will not help with disputing errors on your credit report.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • No free trial available.
  • Does not allow you to check your updated credit report anytime you want.

AnnualCreditReport.com FAQ

What is AnnualCreditReport.com?

Central Source, LLC is based in Atlanta, GA and was founded in 2003. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as AnnualCreditReport.com.

How much is AnnualCreditReport.com?

No, AnnualCreditReport.com doesn't charge a monthly fee.

Does Central Source, LLC offer free credit monitoring services?

No, AnnualCreditReport.com does not offer free credit monitoring.

Does AnnualCreditReport.com offer a free trial?

No, AnnualCreditReport.com does not offer a free trial.

How accurate is AnnualCreditReport.com?

AnnualCreditReport.com is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

AnnualCreditReport.com offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

AnnualCreditReport.com offers access to the credit reports mentioned below.

Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
    		•

    Credit scores also vary depending on the model used, such as Vantage or FICO 8. AnnualCreditReport.com gives you access to your FICO score, which is the model most widely used by lenders.

    How often does AnnualCreditReport.com update?

    AnnualCreditReport.com does not specify how often it updates credit reports.

    What features does AnnualCreditReport.com offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features AnnualCreditReport.com offers.

    AnnualCreditReport.com Features
    Description
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Online Credit Education
    • Triple Bureau Credit Monitoring
    • FICO Score Available
    Identity Protection Identity Theft Monitoring

    Does AnnualCreditReport.com offer identity protection?

    AnnualCreditReport.com offers the following identity protection service.
    Identity Protection
    Supported Options Unsupported Options
    • Identity Theft Monitoring
    • Identity Theft Insurance
    • Identity Restoration Support

    Does AnnualCreditReport.com help with fixing credit report errors?

    No, AnnualCreditReport.com does not help with credit report error disputes.

    Does AnnualCreditReport.com help you put a credit freeze on your credit report?

    No, AnnualCreditReport.com does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact AnnualCreditReport.com?

    The easiest way to contact AnnualCreditReport.com is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

    How to cancel AnnualCreditReport.com?

    To cancel your AnnualCreditReport.com account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join AnnualCreditReport.com?

    1. Visit the AnnualCreditReport.com website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
    3. Check the information is accurate and submit your application.
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Message From AnnualCreditReport.com

    Monitoring your credit reports regularly is an important part of being in control of your finances. Learn more about why monitoring matters, identity theft and ways to improve your credit score on AnnualCreditReport.com

    Contact

    Hours of Operation

    • Sunday All Day
    • Monday All Day
    • Tuesday All Day
    • Wednesday All Day
    • Thursday All Day
    • Friday All Day
    • Saturday All Day

    About AnnualCreditReport.com

    View Central Source, LLC Profile

    Feature Breakdown

    Monthly Maintenance Fee $0
    (Verified 08/04/2023)
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Online Credit Education
    • Triple Bureau Credit Monitoring
    • FICO Score Available
    Identity Protection Identity Theft Monitoring
    Access to Credit Report
    FICO Score Available

    AnnualCreditReport.com Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    This product is mostly not recommended by SuperMoney users with a score of -10, equating to 2.8 on a 5 point rating scale.

    -10

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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    Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

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    We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

    † To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.