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  PrivacyGuard
PrivacyGuard
in Credit Monitoring Services from Trilegiant Corporation
Unaffiliated

PrivacyGuard

Unaffiliated
in Credit Monitoring Services from Trilegiant Corporation
Net Recommendation Score -67  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -67, equating to 1.7 on a 5 point rating scale.

-67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

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Monthly Fee $9.99 - $24.99

PrivacyGuard Review

PrivacyGuard Pros & Cons

Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • Helps with disputing errors on your credit report.
  • Free trial available.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • FICO Scores are not available.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • Does not allow you to check your updated credit report anytime you want.

PrivacyGuard FAQ

What is PrivacyGuard?

Trilegiant Corporation is based in Stamford, CT and was founded in 1991. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as PrivacyGuard.

How much is PrivacyGuard?

PrivacyGuard charges a monthly fee that ranges from $9.99 up to $24.99.

Does Trilegiant Corporation offer free credit monitoring services?

No, PrivacyGuard does not offer free credit monitoring.

Does PrivacyGuard offer a free trial?

Yes, PrivacyGuard offers the option of a trial for a nominal price. However, check the terms of the trial. Usually, trials require a small fee and auto-renew into a full membership after the trial period.

How accurate is PrivacyGuard?

PrivacyGuard is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

PrivacyGuard offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

PrivacyGuard offers access to the credit reports mentioned below.

Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. PrivacyGuard does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.

    How often does PrivacyGuard update?

    PrivacyGuard allows you to check an updated version of your credit report monthly.

    What features does PrivacyGuard offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features PrivacyGuard offers.

    PrivacyGuard Features
    Description
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Credit Analysis Calculator
    • Dispute Help
    • Free Trial Available
    • Triple Bureau Credit Monitoring
    • Online Credit Education
    Credit Report Frequency Monthly
    Free Trial Available?
    Identity Protection
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    Does PrivacyGuard offer identity protection?

    PrivacyGuard offers the following identity protection service.
    Identity Protection
    Supported Options Unsupported Options
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    What is the identity theft insurance limit?

    PrivacyGuard offers a maximum coverage for identity theft of $1,000,000.

    Does PrivacyGuard help with fixing credit report errors?

    Yes, PrivacyGuard helps dispute incorrect or incomplete items on their credit reports.

    Does PrivacyGuard help you put a credit freeze on your credit report?

    No, PrivacyGuard does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact PrivacyGuard?

    The easiest way to contact PrivacyGuard is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

    How to cancel PrivacyGuard?

    To cancel your PrivacyGuard account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join PrivacyGuard?

    1. Visit the PrivacyGuard website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
    3. Check the information is accurate and submit your application.
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Message From PrivacyGuard

    PrivacyGuard is an identity monitoring service that can help you maintain control over your most valuable credit and identity information. Monthly Triple-Bureau Credit Reports & Scores
    Yes, that's right: MONTHLY, and TRIPLE?BUREAU. If you're going to keep track of your scores, you should do it the right way! 24/7 Triple-Bureau Daily Credit Monitoring, We monitor your credit files at the bureaus, and if certain changes occur we'll let you know.

     

    Contact

    About PrivacyGuard

    Feature Breakdown

    Monthly Fee $9.99 - $24.99
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Credit Analysis Calculator
    • Dispute Help
    • Free Trial Available
    • Triple Bureau Credit Monitoring
    • Online Credit Education
    Credit Report Frequency Monthly
    Free Trial Available
    Identity Protection
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support
    Access to Credit Report
    Online Credit Education
    Identity Theft Insurance Limit $1,000,000

    PrivacyGuard Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    This product is strongly not recommended by SuperMoney users with a score of -67, equating to 1.7 on a 5 point rating scale.

    -67

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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