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ScoreSense

Unaffiliated
SuperMoney Net Recommendation Score -57  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -57, equating to 1.9 on a 5 point rating scale.

-57

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

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Highlights
Community Rating Strongly not recommended
Monthly Fee $29.95
Number of Reviews 14

ScoreSense Review

ScoreSense Pros & Cons

Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • FICO Score available.
  • Helps with disputing errors on your credit report.
  • Free trial available.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • Does not allow you to check your updated credit report anytime you want.

ScoreSense FAQ

What is ScoreSense?

One Technologies, LLC is based in Dallas, TX and was founded in 2000. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as ScoreSense.

How much is ScoreSense?

ScoreSense charges a monthly fee of of $29.95.

Does One Technologies, LLC offer free credit monitoring services?

No, ScoreSense does not offer free credit monitoring.

Does ScoreSense offer a free trial?

Yes, ScoreSense offers the option of a trial for a nominal price. However, check the terms of the trial. Usually, trials require a small fee and auto-renew into a full membership after the trial period.

How accurate is ScoreSense?

ScoreSense is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

ScoreSense offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

ScoreSense offers access to the credit reports mentioned below.

Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. ScoreSense gives you access to your FICO score, which is the model most widely used by lenders.

    How often does ScoreSense update?

    ScoreSense allows you to check an updated version of your credit report monthly.

    What features does ScoreSense offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features ScoreSense offers.

    ScoreSense Features
    Description
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Mobile App
    • Credit Change Alerts
    • Dispute Help
    • Free Trial Available
    • Triple Bureau Credit Monitoring
    • Online Credit Education
    • FICO Score Available
    Credit Report Frequency Monthly
    Free Trial Available?
    Identity Protection
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    Does ScoreSense offer identity protection?

    ScoreSense offers the following identity protection service.
    Identity Protection
    Supported Options Unsupported Options
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    What is the identity theft insurance limit?

    ScoreSense offers a maximum coverage for identity theft of $1,000,000.

    Does ScoreSense help with fixing credit report errors?

    Yes, ScoreSense helps dispute incorrect or incomplete items on their credit reports.

    Does ScoreSense help you put a credit freeze on your credit report?

    No, ScoreSense does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact ScoreSense?

    The easiest way to contact ScoreSense is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

    How to cancel ScoreSense?

    To cancel your ScoreSense account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join ScoreSense?

    1. Visit the ScoreSense website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
    3. Check the information is accurate and submit your application.
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Message From ScoreSense

    Easy access to your latest credit scores and full credit reports in one convenient place means you see what lenders may see, right when you need it – and from all three bureaus: TransUnion®, Equifax®and Experian®. Your credit scores and reports change as information is reported by your creditors; the good, the bad and even the inaccurate. Monthly updates to your credit report and score from each of the three bureaus can help you check for errors and avoid unwanted surprises! Get answers to your credit questions, no matter how long it takes. Our Credit Specialists are here to help you make sense of your credit, pinpoint the factors most affecting your scores and understand why. Errors and outdated information can lower your credit scores, cost you money – and could be a sign of identity theft. Our Dispute Center provides a step-by-step guide for navigating the process with all three bureaus to file a credit dispute.

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 9:00am - 5:00pm
    • Tuesday 9:00am - 5:00pm
    • Wednesday 9:00am - 5:00pm
    • Thursday 9:00am - 5:00pm
    • Friday 9:00am - 5:00pm
    • Saturday Closed

    About ScoreSense

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    Feature Breakdown

    Monthly Fee $29.95
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Mobile App
    • Credit Change Alerts
    • Dispute Help
    • Free Trial Available
    • Triple Bureau Credit Monitoring
    • Online Credit Education
    • FICO Score Available
    Credit Report Frequency Monthly
    Free Trial Available
    Identity Protection
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support
    Access to Credit Report
    FICO Score Available
    Online Credit Education
    Identity Theft Insurance Limit $1,000,000
    Fix Credit Report Errors

    ScoreSense Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    This product is strongly not recommended by SuperMoney users with a score of -57, equating to 1.9 on a 5 point rating scale.

    -57

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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