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Beyond Finance

in Debt Settlement Companies from Beyond Finance Inc.

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Beyond Finance

Unaffiliated

in Debt Settlement Companies from Beyond Finance Inc.

SuperMoney Net Recommendation Score -20%

SUPERMONEY NET RECOMMENDATION SCORE

-20%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Mostly not recommended

2 users recommend
0 users are unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
% of Debt Fee 18% - 25%
Minimum Debt Owed $7,500
Number of Reviews 5

Beyond Finance Review

Where does Beyond Finance do business?

Beyond Finance is a debt settlement company based in Houston, TX. It offers debt relief services to borrowers in 21 state across the USA. Beyond Finance was founded in 2011. It is an established company that has been in business for years.

Key takeaways:

  • Low debt minimum. Beyond Finance stands out from the competition because it only requires clients to have a minimum balance of $7,500. Most firms require at least $10,000 of unsecured debt.
  • AFCC and IAPDA accredited. Beyond Finance is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
  • Established company. Beyond Finance has been in business for years.
  • Types of debt settled. Beyond Finance will only settle unsecured debts. These include credit card accounts, personal loans, payday loans, and medical bills.
  • Does not charge a monthly fee. Unlike some debt relief firms, Beyond Finance does not charge a consultancy fee for additional services.
  • Only available in some states. Beyond Finance is only available in 21 states.
  • Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.
  • Customer service availability. Beyond Finance is closed Saturdays and Sundays, but users can track the progress of their settlement accounts at any time by logging onto their online account. It is mostly not recommended by SuperMoney users for its customer service.

Beyond Finance Pros and Cons:

Pros Cons
  • No monthly consultancy fee
  • Low minimum debt
  • Has IAPDA accredited debt specialists on staff
  • AFCC member
  • Debt relief services only available in 21 states

What does Beyond Finance do?

Beyond Finance offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt

What does Beyond Finance charge?

Beyond Finance charges fees that range from 18% of the enrolled debt up to 25% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Beyond Finance directly to determine an accurate quote.

Does Beyond Finance offer a guarantee?

Yes, Beyond Finance does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with {partent busines} for more details on their guarantee.

What is the minimum debt Beyond Finance will consider?

Beyond Finance will only consider customers with unsecured debt of $7,500 or more. Customers with less than $7,500 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Beyond Finance perform its own servicing in-house?

Yes, Beyond Finance employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Beyond Finance have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • Beyond Finance is an accredited AFCC member.
  • Beyond Finance is an IAPDA member.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

Central Time
  • Sunday Closed
  • Monday 8:00am - 9:00pm
  • Tuesday 8:00am - 9:00pm
  • Wednesday 8:00am - 9:00pm
  • Thursday 8:00am - 9:00pm
  • Friday 8:00am - 7:00pm
  • Saturday 10:00am - 6:00pm

About Beyond Finance

Availability

  Available in 21 states
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Florida
  • Indiana
  • Maryland
  • Massachusetts
  • Michigan
  • Missouri
  • Montana
  • Nebraska
  • New Mexico
  • New York
  • North Carolina
  • Oklahoma
  • South Dakota
  • Texas
  • Virginia
  • Wisconsin

Feature Breakdown

Money Back Guarantee  
Monthly Fee $0
No Monthly Consultancy Fee  
% of Debt Fee 18% - 25%
Debt Type Unsecured Debt
Minimum Debt Owed $7,500
Program Length 12 - 48
AFCC Member  
Free Consultation  
IAPDA Member  
In-House Servicing  

Beyond Finance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-20%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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