Beyond Finance Review

Beyond Finance is a debt settlement company based in Houston, TX. It offers debt relief services to borrowers in 21 state across the USA. Beyond Finance was founded in 2011. It is an established company that has been in business for 10 years.

• Low debt minimum. Beyond Finance stands out from the competition because it only requires clients to have a minimum balance of $7,500. Most firms require at least $10,000 of unsecured debt.
• AFCC and IAPDA accredited. Beyond Finance is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
• Established company. Beyond Finance has been in business for 10 years.
• Types of debt settled. Beyond Finance will only settle unsecured debts. These include credit card accounts, personal loans, and payday loans.
• Only available in some states. Beyond Finance is only available in 21 states.
• Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.
• Customer service availability. Beyond Finance Inc. Users can track the progress of their settlement accounts at any time by logging onto their online account. It is mostly not recommended by SuperMoney users for its customer service.

What does Beyond Finance do?

Beyond Finance offers debt relief services for the following types of debt:

• Unsecured debt, such as credit card debt and personal loans.

What does Beyond Finance charge?

Beyond Finance charges fees that range from 18% of the enrolled debt up to 25% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Beyond Finance directly to determine an accurate quote.

Does Beyond Finance offer a guarantee?

Yes, Beyond Finance does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with Beyond Finance Inc. for more details on their guarantee.

What is the minimum debt Beyond Finance will consider?

Does Beyond Finance perform its own servicing in-house?

Yes, Beyond Finance employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Beyond Finance have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

• Beyond Finance is an accredited AFCC member.
• Beyond Finance is an IAPDA member.