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Last Updated: 04/18/2025

First Bank Home Equity Line of Credit

from First Bank

Last Updated: 04/18/2025

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Highlights

Credit Score Range

580 - 840

Amount Range

$10,000 - $500,000

Maximum LTV

N/A

Minimum Draw

N/A

Loan Term (Years)

N/A

First Bank Home Equity Line of Credit Review

First Bank Home Equity Line of Credit is offered by First Bank (NMLS #51928), a bank founded in 1906 and based in Creve Coeur, MO. First Bank Home Equity Line of Credit are available in 3 states.

Key Takeaways

Fair credit accepted. Borrowers with a credit score as low as 580 may qualify for First Bank Home Equity Line of Credit.
Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

First Bank Home Equity Line of Credit Pros & Cons

Pros

Cons

Considers applicants with fair credit.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 3 states.

First Bank Home Equity Line of Credit FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does First Bank Home Equity Line of Credit charge for a HELOC?

First Bank Home Equity Line of Credit may charge an origination fee.

What types of property can you use as security for a HELOC with First Bank Home Equity Line of Credit?

First Bank may consider HELOCs secured by the following property types:

Primary residences
Secondary or vacation homes

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Message from First Bank Home Equity Line of Credit

A loan that works as hard as you do. Homeowners, the equity in your house can help pay for just about any major purchase you can dream of—like a home remodel, new landscaping, or even a pool. Your line of credit is reusable, meaning you can access it again and again as you make payments during the draw period. With a line of credit, you’ll have funds available to you whenever you need them – and for whatever you choose.

Contact

Headquarters

11901 Olive Blvd

Creve Coeur, MO 63141

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 2:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.