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Last Updated: 04/18/2025

First Bank Home Equity Loan

in Home Equity Loans from First Bank

Last Updated: 04/18/2025

First Bank Home Equity Loan logo
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Credit Score Range

580 - 840

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

N/A
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First Bank Home Equity Loan Review

First Bank Home Equity Loan is offered by First Bank (NMLS #51928), a bank founded in 1906 and based in Creve Coeur, MO. First Bank Home Equity Loan are available in 3 states.

Key Takeaways

  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Fair credit accepted. Borrowers with a credit score as low as 580 may qualify for First Bank Home Equity Loan.

First Bank Home Equity Loan Pros & Cons

First Bank Home Equity Loan FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does First Bank Home Equity Loan charge for a home equity loan?

First Bank Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with First Bank Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. First Bank Home Equity Loan will consider loans secured by the following property types:
  • Primary home.
  • Secondary homes and vacation properties.
  • Investment properties and house flipping projects.

Is First Bank a legit company?

First Bank was founded in 1906, it is a well-established company that has been in business for 120 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from First Bank Home Equity Loan

Take advantage of low rates to tap into your home's equity and explore plenty of interesting possibilities with this lump-sum fixed rate loan. What can you do with a nice chunk of money at an attractive rate? Build a backyard pool, finish off the basement or make other home improvements. Or go a completely different direction. Maybe take an exotic vacation, plan a memorable wedding or do something else really special for your family.

Budget better with a fixed-rate loan that comes with consistent monthly payments. Borrow up to 80% of the equity in your home. (Your equity is the current market value minus your mortgage balance.). Benefit from potential tax deductions on interest charges. Consult your financial advisor for more information. Consolidate higher-interest debt into a lower interest loan.

Contact

Headquarters

11901 Olive Blvd
Creve Coeur, MO 63141
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 2:00PM

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