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Last Updated: 04/18/2025

First Bank Personal Loan

from First Bank

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
First Bank Personal Loan logo
Rating not yet determined1 total votes
1 users recommend

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First Bank Personal Loan Review

First Bank Personal Loan is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank personal loan are available in 3 states.

Key Takeaways

    .
  • Prequalified rate. You can check your prequalified rate at First Bank with a soft pull that will not affect your FICO or VantageScore.
  • Cosigner required. Applicants must have a cosigner to complete an application.

First Bank personal loan Pros & Cons

First Bank personal loan FAQ

What interest rates and personal loan terms does First Bank personal loan offer?

First Bank personal loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does First Bank personal loan offer?

First Bank personal loan offers a fixed APR personal loan product but they do not disclose their interest rates.

What fees does First Bank personal loan charge?

Does First Bank personal loan charge an origination fee?

First Bank personal loan may charge a personal loan origination fee .

Does First Bank personal loan charge a late fee?

First Bank personal loan does not disclose whether it charges late payment fees.

Does First Bank personal loan charge prepayment fees?

No, First Bank personal loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for First Bank Personal Loan?

Applicants with a credit score of at least 600 and up to 840 may be eligible for First Bank Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Bank Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank Personal Loan.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does First Bank Personal Loan report your account activity to credit bureaus?

Yes, First Bank Personal Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does First Bank perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
First Bank personal loan allows you to check your rates with a soft credit pull.

Are First Bank Personal Loan legit?

First Bank was founded in 1906, it is a well-established company that has been in business for 120 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

11901 Olive Blvd
Creve Coeur, MO 63141
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 2:00PM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

First Bank Personal Loan Community Reviews

Would you recommend First Bank Personal Loan to your friends?

JL

John L.

Feb 22, 2024

May or may not recommend

I recently obtained a personal loan from First Bank and was impressed by the efficient process and helpful service. The flexibility in repayment terms and fixed interest rate provided peace of mind.

Showing 1 of 1 reviews

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