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Last Updated: 04/18/2025

First Bank Personal Loan

in Personal Loans from First Bank

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Fixed APR)

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Amount Range

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Loan Term (Months)

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First Bank Personal Loan Review

First Bank Personal Loan is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank personal loan are available in 3 states.

Key Takeaways

Prequalified rate. You can check your prequalified rate at First Bank with a soft pull that will not affect your FICO or VantageScore.

First Bank personal loan Pros & Cons

Pros

Cons

Considers applicants with fair credit.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

First Bank personal loan FAQ

What interest rates and personal loan terms does First Bank personal loan offer?

First Bank personal loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does First Bank personal loan offer?

First Bank personal loan offers a fixed APR personal loan product but they do not disclose their interest rates.

First Bank personal loan Interest Rates & Loan Terms

Personal Loan Amount

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Loan Term

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APR

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What fees does First Bank personal loan charge?

Does First Bank personal loan charge an origination fee?

First Bank personal loan may charge a personal loan origination fee .

Does First Bank personal loan charge a late fee?

First Bank personal loan does not disclose whether it charges late payment fees.

Does First Bank personal loan charge prepayment fees?

No, First Bank personal loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

First Bank personal loan Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

What do you need to qualify for First Bank Personal Loan?

Applicants with a credit score of at least 600 and up to 840 may be eligible for First Bank Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Bank Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank Personal Loan.

To qualify, applicants may need to provide the following documentation:

Proof of income
Driver's license or other government photo ID
Government issued photo ID
Proof of identity

First Bank personal loan Eligibility Criteria

Minimum Age

Bank Account Required?

Credit Score

600 - 840

Does First Bank Personal Loan report your account activity to credit bureaus?

Yes, First Bank Personal Loan reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does First Bank perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.

First Bank personal loan allows you to check your rates with a soft credit pull.

Are First Bank Personal Loan legit?

First Bank was founded in 1906, it is a well-established company that has been in business for 120 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

11901 Olive Blvd

Creve Coeur, MO 63141

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 2:00PM

First Bank Personal Loan

Get Competing Personal Loan Offers

Highlights

First Bank Personal Loan Review

Key Takeaways

First Bank personal loan Pros & Cons

First Bank personal loan FAQ

What interest rates and personal loan terms does First Bank personal loan offer?

What interest rates does First Bank personal loan offer?

What fees does First Bank personal loan charge?

Does First Bank personal loan charge an origination fee?

Does First Bank personal loan charge a late fee?

Does First Bank personal loan charge prepayment fees?

What do you need to qualify for First Bank Personal Loan?

Does First Bank Personal Loan report your account activity to credit bureaus?

Does First Bank perform a hard credit pull?

Are First Bank Personal Loan legit?

Contact

Hours of Operation

Other Services by First Bank