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Home Equity Lines of Credit
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Last Updated: 04/18/2025

Pathways Financial Credit Union Power Equity Line of Credit

in Home Equity Lines of Credit from Pathways Financial Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

80%

Minimum Draw

N/A

Loan Term (Years)

10
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Pathways Financial Credit Union Power Equity Line of Credit Review

Pathways Financial Credit Union Power Equity Line of Credit is offered by Pathways Financial Credit Union (NMLS #237769), a credit union founded in 1954 and based in Columbus, OH. Pathways Financial Credit Union Power Equity Line of Credit are available in 50 states and Washington, DC.

Key Takeaways

  • Only primary residences considered. Pathways Financial Credit Union Power Equity Line of Credit does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Maximum LTV. Pathways Financial Credit Union Power Equity Line of Credit has a maximum loan to value ratio of 80%.

Pathways Financial Credit Union Power Equity Line of Credit Pros & Cons

Pathways Financial Credit Union Power Equity Line of Credit FAQ

How much can you borrow with a HELOC?

HELOCs are lines of credit secured by your home. Once approved, you can access funds by check, phone, credit card, or online up to your credit limit.
Borrowers can apply for lines of credit of up to $500,000. The maximum amount depends on property value, existing mortgage balance, and creditworthiness.
The maximum loan-to-value (LTV) ratio goes up to 80%. This means total debt secured by the property cannot exceed this percentage of its value. For example, on a $100,000 home with a $20,000 mortgage balance, you may qualify for up to $60k in credit.

What are the terms for Pathways Financial Credit Union Power Equity Line of Credit?

HELOCs include a draw period followed by a repayment period. During the draw period, borrowers can access funds as needed up to the credit limit.
Pathways Financial Credit Union Power Equity Line of Credit offers home equity loans with terms ranging from 10 to 10 years.

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Pathways Financial Credit Union Power Equity Line of Credit charge for a HELOC?

Pathways Financial Credit Union Power Equity Line of Credit may charge an origination fee.

What types of property can you use as security for a HELOC with Pathways Financial Credit Union Power Equity Line of Credit?

Pathways Financial Credit Union may consider HELOCs secured by the following property types:
  • Primary residences

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5665 N Hamilton Rd
Columbus, OH 43230
(614) 416-7588
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Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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