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Last Updated: 04/18/2025

Pathways Financial Credit Union Home Equity Loan

from Pathways Financial Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

90%

Loan Term (Years)

3 - 15

Pathways Financial Credit Union Home Equity Loan Review

Pathways Financial Credit Union Home Equity Loan is offered by Pathways Financial Credit Union (NMLS #237769), a credit union founded in 1954 and based in Columbus, OH. Pathways Financial Credit Union Home Equity Loan are available in 50 states and Washington, DC.

Key Takeaways

Only primary residences considered. Pathways Financial Credit Union Home Equity Loan does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
High maximum LTV ratio. Pathways Financial Credit Union Home Equity Loan has a maximum loan to value ratio of 90%.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Pathways Financial Credit Union Home Equity Loan.

Pathways Financial Credit Union Home Equity Loan Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Pathways Financial Credit Union Home Equity Loan FAQ

What are the home equity loan requirements of Pathways Financial Credit Union Home Equity Loan

This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Pathways Financial Credit Union Home Equity Loan charge for a home equity loan?

Pathways Financial Credit Union Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with Pathways Financial Credit Union Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Pathways Financial Credit Union Home Equity Loan will consider loans secured by the following property types:

Primary home.

Is Pathways Financial Credit Union a legit company?

Pathways Financial Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5665 N Hamilton Rd

Columbus, OH 43230

(614) 416-7588

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:00PM

Tuesday

8:30AM - 5:00PM

Wednesday

8:30AM - 5:00PM

Thursday

8:30AM - 5:00PM

Friday

8:30AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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