Last Updated: 04/18/2025
Pathways Financial Credit Union MyFlexLine of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
Up to $25,000
APR (Variable APR)
Starting at 15.04%(Verified 06/21/2024)
Pathways Financial Credit Union MyFlexLine of Credit Review
Pathways Financial Credit Union MyFlexLine of Credit is offered through Pathways Financial Credit Union, a credit union founded in 1954 and based in Columbus, OH. Pathways Financial Credit Union MyFlexLine of Credit are available in 50 states and Washington, DC.
Pathways Financial Credit Union MyFlexLine of Credit FAQ
What APRs does Pathways Financial Credit Union MyFlexLine of Credit offer?
Pathways Financial Credit Union MyFlexLine of Credit offers a variable APR that starts at 15.04% APR.
Does the Pathways Financial Credit Union MyFlexLine of Credit charge an origination fee?
Yes, Pathways Financial Credit Union MyFlexLine of Credit charges a line of credit origination fee .Does the Pathways Financial Credit Union MyFlexLine of Credit charge a cash advance fee?
Yes, Pathways Financial Credit Union MyFlexLine of Credit may charge a fee .Does Pathways Financial Credit Union MyFlexLine of Credit charge a late fee?
Yes, Pathways Financial Credit Union MyFlexLine of Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Pathways Financial Credit Union MyFlexLine of Credit?
Pathways Financial Credit Union MyFlexLine of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Pathways Financial Credit Union MyFlexLine of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pathways Financial Credit Union MyFlexLine of Credit.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Pathways Financial Credit Union MyFlexLine of Credit report your account activity to credit bureaus?
Yes, Pathways Financial Credit Union MyFlexLine of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Pathways Financial Credit Union perform a hard credit pull?
Yes, Pathways Financial Credit Union MyFlexLine of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Pathways Financial Credit Union MyFlexLine of Credit
- Visit the Pathways Financial Credit Union MyFlexLine of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed